If he hasn't been back here a bunch telling us how smart he was, you are probably right.That guy made it sound like he was putting it all the stock market and beating the interest rate.
We probably agree more than disagree. See above. I've made it clear I don't follow most of Dave's investing or debt advice and really wouldn't recommend it to someone with a level head. I bought a pile of crypto in early 2020 and made a boat load. Dave hates crypto with the force of a million suns. I plan to buy a bunch more before the halving happens March 2024. I'm not a Dave Kool-Aid guy. But what he offers is better than what the vast majority of people in this country are doing. That's all. And as someone who was stuck in that wheel, it makes me sick seeing people still in it.
re-reading my post 2 prior to this, it may not seem like it I was agreeing with you, but I mostly was. Silicon Valley is a weird microcosm so I probably have a skewed perspective on where the average American is at.