yycyak
Lil-Rokslider
- Joined
- Apr 1, 2018
- Messages
- 267
I add up numbers in my day job, for all sorts of clients. Seen it all.
On Dave Ramsey: If you're mostly financially literate, obviously you're not going to like the guy or his methods. Easiest way to think of Ramsey is he's a self-help guy for "Addicts." I don't mean drug addicts. I mean people that can't trust themselves with debt, and especially high-interest credit card debt.
There's no "Just one drink" for an alcoholic. Same with the credit card guys. It's in their best interest to just stay away from that crap, and take the small wins vs. risking going off the rails by keeping a card around. Telling that type of personality "Well just control yourself and don't be an idiot" doesn't really work.
From a CPA standpoint, a decent chunk of Ramsey's stuff is wrong. But from a "Don't want to screw my life up" standpoint, he has a point. If you treat the material as if it were coming from an addiction counselor, it starts to make a bit of sense.
I like cash-back cards. I use them.
On Dave Ramsey: If you're mostly financially literate, obviously you're not going to like the guy or his methods. Easiest way to think of Ramsey is he's a self-help guy for "Addicts." I don't mean drug addicts. I mean people that can't trust themselves with debt, and especially high-interest credit card debt.
There's no "Just one drink" for an alcoholic. Same with the credit card guys. It's in their best interest to just stay away from that crap, and take the small wins vs. risking going off the rails by keeping a card around. Telling that type of personality "Well just control yourself and don't be an idiot" doesn't really work.
From a CPA standpoint, a decent chunk of Ramsey's stuff is wrong. But from a "Don't want to screw my life up" standpoint, he has a point. If you treat the material as if it were coming from an addiction counselor, it starts to make a bit of sense.
I like cash-back cards. I use them.
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