Always one in the vehicle. Where I live now, I rarely carry one on my belt. When I lived in a shitty city down south I carried any time I wasn't at work. Additionally, I have enough pistols loaded and stashed around my house, I don't bother wearing a gun at home. Back in the city, maybe 15 years ago, there were a lot of home invasions going on as the quality of the people in the neiborhood declined due to the 2008 situation. I was poor then and only had one pistol. I kept it near me most all of the time for a few years and ALWAYS had it on my belt when I got home from work and went into my house.
Looking back, I should have moved sooner but it just didn't seem like an option then.