Yep. Even if it’s expertly packed they will do everything to find a way to blame it on the packing job and deny the claim… this is after dragging out their investigation for months, of course.First, Pirateship is the way to go.
Second, I wouldn't bother with the insurance. Trying to get them to pay out is a giant pain. I just went through it last month for a 100 dollar item. I just gave up and cut my loses. I doubt they are going to be more accommodating the more they owe.