I feel like stirring this pot.
Both of the above quotes make a solid point. Dave Ramsey is a social media influencer who failed at a real business, but became wealthy selling a product about how to succeed.
When a person's only success is selling the story of their success, you have to stop and question if they are who you want to be. Especially when that person uses religion to bully those who disagree.
I prefer no debt, it has to do with risk tolerance, but odds are I would be much better off if I had bought property, rather than renting for years. I'm certainly better off financially due to taking on student loans a few years back. Having a car loan, both times, has been a good choice. I'm glad to have a mortgage rather than paying a landlord now too.
However, I'm working on getting rid of my debts more aggressively than many recommend here because it opens up an easy of movement that I miss.
In the end, people have to decide what matters to them, then pursue it without being a fool in their methods. Life is too complex for a one method fits all.