StuckInTheEast
Lil-Rokslider
- Joined
- Oct 3, 2022
- Messages
- 275
Housing expenses are the real dream killer these days.This isn't Wyoming-related, but I will say as a diesel tech myself... for my entire life I've wanted to live in Montana. With what real estate costs, it just isn't feasible and I say this with my wife being an RN with 14 years experience.
We would both need to work overtime to afford to live in Montana, and honestly that would take away the whole reason I wanted to live there. What good is living there when I would need to spend 50+ hours 6 days a week at work to afford it? Oh goodie, I can go out on my one day off. Vacation? You mean staycation or cashing in my PTO? I realize that "technically" this means I could afford it, but I'm a work to live kinda guy, not live to work.
We're both working class. We have some savings but nothing substantial enough to sway our would-be house payments. Perhaps if mortgage rates went down to COVID levels again it might be more realistic but with what they are currently(and what wages are there)... no way.
We are in a good position to make a lateral into a smaller home with more acreage in most areas we are considering. The goal would be to get out there dept free and not need huge income to live comfortably and still be able to save for retirement and live life.
I certainly understand not wanting to live to work to just to make ends meet and have no intentions to do so.
I think most folks that can manage not carrying personal dept can make it about anywhere they choose financially speaking, it's all about living within your means, knowing your long term goals and having a few plans to reach them.
We certainly won't make ourselves house poor in the process. That's never a good place to be.