Have both, the Cross action feels ok, the Tikka action feels better. The Cross trigger is ok, the Tikka is better. Barrel changing is easy on the Cross; once you remove the original Tikka barrel, it's just as easy. It's easy to find Cross barrels in stock; Tikka barrels, however, typically need to be made, which can take some time. The stock mag release sucks on the Cross. The stock handguard on the Cross(non-PRS version) does not have an Arca rail and doesn't stabilize as well on a bag. Accuracy under 500 can be similar with the right load. Over 500 Tikka wins, but depending on your accuracy goals, the Cross may be acceptable. Action reliability goes to Tikka. I have had my Cross get difficult to cycle after some dirt was introduced into the action while riding a dirt bike. Affordability generally goes to the stock Cross, but depending on the chassis you go with and doing some shopping around, the cost of a Tikka can be very close if not cheaper e.g I paid $617 for a 6.5 CM, $135 to cut and thread, $400 for a UD chassis and $350 for a folding MDT stock. Now, if you opt for an HNT26 folder, the cost will be more, but I don't think it's a fair comparison between the Cross stock and the HNT26 stock. If I had to choose only one platform and my life depended on it, it would be Tikka.