Ok so let’s say I am not worried about the rental car... I’ve checked the extra insurance box... put it on the Amex... which btw gives you all the insurance you need. I’m just looking to see if it’s a need to order and wait a few days item like it is in NJ or if you guys have seen them on the shelf at autozone or walmart. I appreciate all the responses.
Most rental agreements void coverage from insurance you purchase through them if you violate certain terms of the agreement. The below has a very broad coverage exclusion, so you may want to read the fine print with Amex as well.
From Avis:
Prohibited Use of the Car. Certain uses of the car and other things you or a driver may do, or fail to do, will violate this Agreement and, in addition to anything else may cause us to cancel your enrollment in Avis Preferred. A VIOLATION OF THIS PARAGRAPH, WILL AUTOMATICALLY TERMINATE YOUR RENTAL, and IS AN EXCLUSION TO AND VOIDS ALL LIABILITY PROTECTION AND ANY OPTIONAL SERVICES THAT YOU HAVE ACCEPTED, INCLUDING BUT NOT LIMITED TO ADDITIONAL LIABILITY INSURANCE, PERSONAL ACCIDENT INSURANCE, PERSONAL EFFECTS PROTECTION, EXTENDED ROADSIDE ASSISTANCE, EMERGENCY SICKNESS PROTECTION AND LOSS DAMAGE WAIVER OR PARTIAL DAMAGE WAIVER. IT ALSO MAKES YOU LIABLE TO US FOR ALL PENALTIES, FINES, FORFEITURES, LIENS AND RECOVERY AND STORAGE COSTS, INCLUDING ALL RELATED LEGAL EXPENSES, FEES AND COSTS THAT WE MAY INCUR.
If you are cool with the "you broke it, you bought it" angle, you might just call an Autozone near where you intend to pick up the rental car and check on tire chain availability.