I’m positive I’m in the minority here, but be VERY careful with ICF. We are currently working on an extremely high profile job in Salt Lake City, installing huge amounts of stone on an ICF structure that a huge local company formed and poured. I’ve NEVER seen walls so out of plumb or crooked in my life. There is one wall that’s 6” out of plumb in 18 feet of vertical. The waterproofing membranes won’t adhere appropriately to the wall, and it took forever to cure, none of the corners are square, and the insulation is crumbling away. The owner has now stated that, no matter how energy efficient ICF is on paper, they’ll never use it again. I tend to agree with them, I’ll likely never use it either after watching the nightmare of this job. Some of the issues can surely be tied to poor install, but some of them seem to be inherent to the materials.
If you do go that direction, you need to vet the installer EXTREMELY well. And even then, I wouldn’t go above foundation with it. Like I said, I acknowledge I’m in the minority, but it only took me one building to write the whole system off as a gimmick. YMMV.