You could call and ask.I agree, and you are missing the point. The point is that at no place do they say what that reasonable life of the product is. Is it 20 years? Is it 10? 5? 1?
This. Leatherman tools comes to mind. They have a 25 year warranty, which is insane for a pocket tool like that. Nobody bats an eye because they spell it out in black and white on their website:I get the "reasonable life" argument on some things. Darn Tough has an unconditional lifetime warranty, but they make damn good socks and every pair Ive ever retired, I got longer use out of them than youd expect. Ive never thought of sending them in for replacement. But I just dont see it the same way with the $ Zeiss charges for their optics if they are saying its a lifetime warranty.
I think if Zeiss offered something like a 15-25 year warranty up front, I dont think that would affect their sales very much. It also would be deceptive, people tend to get on board with honesty up front. The problem is, they call it lifetime. You cant move the goalposts to something that isnt written, anywhere.
No offense, but you sound exactly like an insurance company.... Dont piss down oir backs and tell us its raining.Owning an insurance agency and I can tell you this is not really true. Insurance is the most regulated business in the country and it's not even close. Those contracts are very straight forward because of the hundreds of billions dollars they end having to pay out over wording that is slightly ambiguous and almost always goes in favor of the customer. Ask State Farm about flood and Katrina. That being said not saying some adjustors don't do a bad job and some stuff gets declined that should not be, but after arbitration that almost always get it right and when they don't bad faith nets the customer triple mostly.
As far as adjustors not getting back to you, thats a crappy employee and that needs to go, not a bad company. None of us would ever run a business that operates on a few % points of margin
If you buy Swaro, Leica, etc you are still buying a Zeiss product, that's their glass in all Swaro Optics.
Paul
Imagine a world without it.No offense, but you sound exactly like an insurance company.... Dont piss down oir backs and tell us its raining.
I think that may be a happier thought for more people than you think, depending on the type of insurance.Imagine a world without it.
I frequently do - a much better place.Imagine a world without it.
So you don't buy auto insurance, health or home insurance? It's actually impossible to run a good business without knowing the cost of your risk. Thats all insurance does, put a known fixed cost on your unknown risk so you can operate your business plan. Kind of impossible to run a business when you don't know what anything is going to cost. Can't imagine spending every day of my life knowing if financial disaster is one step away for myself or someone else, it's easier just to write a small check and go on with my day. If I hurt somebody on an accident I'd like to know they're going to be compensated if I don't have enough money to pay for the damages I caused. I guess that's called responsibility and carrying about other people. Another question if you don't buy insurance why think about it? In case facts matter your insurance P&C company operates on about a 2 to 4% net profit margin usally, health ins around 7%, Apple's pretty close to 30%. In 30 years I've only seen one claim not paid properly accorsing to the contract. Helped that guy file a bad faith claim, and he made a fortune. More often than not I see insurance companies pay out where they shouldn't. Most of the cost of insurance is fraud about 80 billion dollars a year worth, that's why it costs so much not because the insurance company's screwing you. The industry as a whole lost money on property insurance over 20 years. Auto insurance is a loser in half 1/2 the States in the nation right now. Medical malpractice was such a loser that a lot of States you couldn't buy a policy through anybody but the state insurance fund. Florida wind insurance was not existent for years, or very limited capacity and could only be bought through the state because it was such a loser. Anyway good discussion, insurance has a lot to do with being successful in this world. Use it to your advantage, fund the mis-priced policy or underwriting criteria and capatalize on it. The insurance industry as a whole had about 27 billion dollars in losses last year. That's to the advantage of us the consumers.I frequently do - a much better place.
Medical debt is the leading cause of bankruptcy in the US and insurers are one of the entities gouging the eyes out of the American people when it comes to healthcare. Bad example.So you don't buy auto insurance, health or home insurance? Can't imagine spending every day of my life knowing if financial disaster is one step away for myself or someone else