Beendare
WKR
No problem.
FWIW, Return doesn't always tell the story. The stock or fund or ETF that had a good return last year....might not always be the best choice this year.
In regards to these ETF's I look at long term performance...or how they performed in a certain time period.
When I talk about concentration, here are a couple screen shots illustrating that point. You can easily search this info on your brokerage site. Schwab> Research> ETF's> Categories> Tech
VGT is concentrated, the top 10 holding are 58% of the entire fund [which has worked out well]
Another ETF QTEC- is less concentrated with 26% in the top 10 holdings. Notice that no one company is more than 4% of the total fund.
Now QTEC has slightly underperformed VGT but Personally I would sacrifice a couple percentage points for the added diversification. I think the best strategy is to split up your Tech allocation 50/50 between the two.
I would use the same strategy with S&P ETFs balancing Diversification with performance.
Again, this is your guys stuff with long time horizons...older guys like myself should still have a % in Tech for the performance factor...but more of a traditional balance of fixed and equities for the stability.
This investing is not rocket science, it's easy using a couple basic rules. many of the investment planners are salesmen, plugging your money into their companies investment model which are usually very conservative and take into account they don't want to get sued for any advice outside the old line advice.
Some of these programs might work well for some....but compare these ETF returns than decide if its for you.
FWIW, Return doesn't always tell the story. The stock or fund or ETF that had a good return last year....might not always be the best choice this year.
In regards to these ETF's I look at long term performance...or how they performed in a certain time period.
When I talk about concentration, here are a couple screen shots illustrating that point. You can easily search this info on your brokerage site. Schwab> Research> ETF's> Categories> Tech
VGT is concentrated, the top 10 holding are 58% of the entire fund [which has worked out well]
Another ETF QTEC- is less concentrated with 26% in the top 10 holdings. Notice that no one company is more than 4% of the total fund.
Now QTEC has slightly underperformed VGT but Personally I would sacrifice a couple percentage points for the added diversification. I think the best strategy is to split up your Tech allocation 50/50 between the two.
I would use the same strategy with S&P ETFs balancing Diversification with performance.
Again, this is your guys stuff with long time horizons...older guys like myself should still have a % in Tech for the performance factor...but more of a traditional balance of fixed and equities for the stability.
This investing is not rocket science, it's easy using a couple basic rules. many of the investment planners are salesmen, plugging your money into their companies investment model which are usually very conservative and take into account they don't want to get sued for any advice outside the old line advice.
Some of these programs might work well for some....but compare these ETF returns than decide if its for you.
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