Couple points….
1 do not waste your money on an advisor. Pick an index fund you can live with (s&p 500)
and keep putting money in
2 just got a letter from vanguard, says they will charge $20 a year to get paper statements. If that matters to you. I am in the process of moving all my vanguard funds to Schwab.
if you have a investment plan at work, contribute enough to get the match, then you can also contribute to a personal IRA, depending on your income, either after tax IRA or ROTH. I learned after the fact the limit for married filing separate is just $10,000!