3 months.....Changed companies after 5 years. 30% pay raise and can work from home (hunting camp) 100% ...no more going into an office. At 43 years old, I don't have the energy or motivation to go balls to the wall and build a business. The people I know who do whatever they want (hunt/fish during the week) do own their own businesses, and they make alot more money than I do, but, they started when they were in their 20s. A couple were actually handed the business by their Dad...... At this point they aren't working very hard at all.
I'm not a cheerleader for Dave Ramsey by any stretch of the imagination, but one thing I have heard him say many times over is that the majority of folks who are wealthy got that way by investing consistently over time. In other words, I don't think there is anything to be ashamed of for being a lifelong W2 employee. As long as you are saving your pre-tax dollars into retirement vehicles, there should be no reason why you can't have several million dollars by the time you hit 67.
With our investment calculator, you can find out how much you can expect to have in your retirement portfolio over time.
www.ramseysolutions.com