displacedtexan
WKR
- Joined
- Feb 12, 2022
- Messages
- 2,109
My plan is 50It's sad to think we have to be a certain age to retire. Tragic really.
Anyway, don't retire to NM. I'd look at western SD.
My plan is 50It's sad to think we have to be a certain age to retire. Tragic really.
Anyway, don't retire to NM. I'd look at western SD.
I purpose expanding the no mention of unit numbers rule to include good places to live.
Bring on the gate keeper comments. On a hunting site these are the same issue.
Have you ruled out places like northern Wisconsin, northern Minnesota etc.?
I'm in So Cal right now and it's become unbearable. I'd rule out California/Northern California, and sadly Oregon and Washington for what they've become. And unfortunately many western states are becoming "Californiaized". When people tell me they're from Texas I say, "oh, south east California." Colorado is "east central California." Idaho is becoming "north eastern California." Etc.... It's sad to see and hopefully, locals can stop or slow down the craziness.
Sarcasm aside, and despite some shifting in politics, my choices would be northern Idaho, western Colorado, north east Colorado, western south Dakota, and southern Utah. I'd also consider northern AZ, northern NV, or north Dakota.
Someone above mentioned health care. Definitely don't downplay that as you get older. Regardless of how healthy you are now and how much you take care of yourself, as we age, things can take a left turn on us. The last thing you want is to have to travel 100 miles for chemo treatments or have to rely on the rural health system. With some exceptions, wanna guess where some of the docs that barely made it through med school and their internships go?? In WY, once you get away from Cheyenne, Casper, and Laramie, health care can get pretty schetchy. Cheyenne has a regional medical center/level III trauma care, and there's Banner up in Laramie but otherwise...
Yup. That is why MT is off my list for now (and I really want to get back there because family is there) but I can't stomach the current prices. They can't last, it has to crash. Just need a couple of long -20* winters to get the Cali's to pull up tent stakes and go home...Ive been looking at Montana, sq ft prices was a little high @1000+ sq ft
Can you further explain the whole not needing a ccw because of a fishing pole thing you are talking about please? I don't get it.Isn't funny we are looking a lot better than most states at this point. Beating down every gun case in the fed courts, etc etc. But don't be saying that too loudly. Where I have properties in NorCal no one even needs a ccw cause everyone's got a fishing pole. And good luck dialing 911 cause no one's gonna help you but you.
Has to do with a F&W regulation that states you can carry while doing certain activities, one being fishing.Can you further explain the whole not needing a ccw because of a fishing pole thing you are talking about please? I don't get it.
My elk hunting partner lives in NorCal. Completely different state up there.Isn't funny we are looking a lot better than most states at this point. Beating down every gun case in the fed courts, etc etc. But don't be saying that too loudly. Where I have properties in NorCal no one even needs a ccw cause everyone's got a fishing pole. And good luck dialing 911 cause no one's gonna help you but you.
. Good luck. It's become a revolving door. Some move stay a few years. Tgen sell to next batch and go elsewhere. It's perfect. Every couple years I get to go remodel what I already remodeled to meet new owners taste.Yup. That is why MT is off my list for now (and I really want to get back there because family is there) but I can't stomach the current prices. They can't last, it has to crash. Just need a couple of long -20* winters to get the Cali's to pull up tent stakes and go home...
My elk hunting partner lives in NorCal. Completely different state up there.
Yup. That is why MT is off my list for now (and I really want to get back there because family is there) but I can't stomach the current prices. They can't last, it has to crash. Just need a couple of long -20* winters to get the Cali's to pull up tent stakes and go home...
I appreciated this reply. May I ask how you would go about searching out these doctors specifically? Regardless of where I live, finding good primary care doctors always seems to be a crapshoot.As a physician that recently completed my residency in family medicine at a training program whose sole mission is to train rural, full-spectrum family medicine physicians (ER, Hospital and Clinic +\- Obstetrics) for the mountain west, I feel compelled to speak up about this. I have no intention of making you feel bad, but given your comments I do feel the need to stand up for all the excellent rural physicians I’ve met throughout my training who don’t get the recognition they deserve and are so often dismissed just as you’ve done.
Ironically, I actually opted to take a job in rural Wyoming despite having the opportunity to work in almost any city I wanted and I can assure you I don’t fit your mold of just barely getting through medical school or residency. There are tons of great doctors in rural places just like me who have known they wanted to practice rural medicine for years and sought out training programs that prepared them for it. Billings, Montana has gone even further and now offers an additional year of training (called a fellowship) that is entirely focussed on providing ICU care in critical access hospitals. In fact, there’s even an organization that promotes training for rural physicians called the Rural Training Tract Collaborative and last I checked there were over 100 residencies turning out physicians with a focus on rural training all throughout the US.
RTTC Participating Programs – The RTT Collaborative
Who are the Participating Programs in the RTT Collaborative? We are a cooperative of programs, not individuals or institutions. Those who participate in our cooperative of programs are rurally located and rurally focused health professions education and training programs from around the United...rttcollaborative.net
Now that said, I’ll be the first to admit that there are certainly some bad medical providers in rural areas, just as there are in urban areas too. Unfortunately, those patients in rural areas may not have access to other healthcare providers or may not know any better/different, so the negative impact a bad medical provider can have is certainly exaggerated in rural places. It also doesn’t help that there is less oversight and lower expectations for the quality of medical care provided in most rural areas due to the limited resources.
To the OP and anyone else reading this with healthcare concerns, I completely agree that prioritizing healthcare access as you age and retire is wise. I just had a similar discussion with my own parents about this exact topic. That said, I don’t agree that you need to be in a big city to receive good healthcare, especially with respect to primary and emergency care, which is the vast majority of the healthcare utilized by patients without chronic medical problems. There are lots of great medical providers in rural areas who worked their ass off for years to make sure those they care for don’t have to drive hours to receive good medical care. Even so, I do agree that if feasible, it would be best to live near a large enough town/city that you have access to at least a hospital with an ER as well as basic specialty services including cardiology, OB/GYN and general/orthopedic surgery.
That combination should cover your bases for 90+% of your medical needs unless you have pre-existing medical problems that require other speciality care. You’ll also want to prioritize better access to a large hospital and wide range of specialists if you smoke, are obese, have diabetes, or drink alcohol excessively as these traits greatly increase your risk of stroke, heart attack and damage to your other organs. Last, you’ll need more specialty care if you are one of the unlucky few who develop cancer, neurologic disease or other life-altering medical problems but we generally can’t predict that so it’s difficult to plan for. If you are relatively healthy and can avoid those medical problems, then you can live a very happy, healthy life in just about any rural area as long as you have access to high-quality primary and emergency care.
Your math is exactly why I want out of Oregon.Here is a good map showing tax rates in all the states
You do have to dig a little, Washington is listed at 7 percent. That is only on capital gains. ZERO income tax. If there is a *next to the tax rate on the map, the number is not just income tax.
I live in Oregon, only 20 minutes from Washington. So in retirement, when my income is not earned in Oregon anymore a 20 minute move could get me almost 10 percent savings in taxes.
That small move would keep a lot of money in my bank account each month.
My property taxes are also pretty high in Oregon as well. One home the property tax equals about 1percent per year of the actual value I could sell it for. Another property is closer to 1.3percent of real value.
$600000 house= $6000 per year in property tax
$800,000 house in different part of same county is $10300 per year for property tax
With some planning for retirement, $10,000-$15,000 in tax savings per year could be pretty nice
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. Good luck. It's become a revolving door. Some move stay a few years. Tgen sell to next batch and go elsewhere. It's perfect. Every couple years I get to go remodel what I already remodeled to meet new owners taste.
I'm good with taking thier money.
The ones that don't sell out, can't afford to stay because they want to keep living extravagantly. So they gotta go back to work. Come out a few fays a year. Usually give guys Like more money to fix stuff.
It's great
I’m sorry to say but I believe Colorado is on its way to being the next California. The hunting is still pretty good for now.Still got a few years to go, but curious about other states, other than Texas. I had been eyeballing the CO west slope, but CO is changing....and not for the better it seems. But I don't live there so I have a small amount of exposure.
Texas is a great state, but our public lands access suck big time.....and it's hotter TF 10 months out of the year!
Curious about CO, Utah, WY, ID, MT
Property prices, taste taxes and public access are factors as well.