The Rokslide Stock Traders Thread

[2531usmc]

Exxon came out yesterday and said they intend to be the primary energy supplier for the AI data centers. Making the argument that they can provide natural gas powered generation systems much quicker than bringing nuclear online

 

[Bullzeyez61]

Is anybody else buying more mstr right now?

 

[Historybuff]

Is anybody else buying more mstr right now?

Yes. The addressable market for mstr is all the money in the world. There will be no other company that can compete. Once in a lifetime opportunity

 

[eddielasvegas]

Is anybody else buying more mstr right now?

Interesting reading if you are considering MSTR or even if you already own some. Link HERE.


Eddie

 

[Bullzeyez61]

I own a good chuck of mstr want to buy more but seeing how the market reacted when it crushed q2 earning and beat Q3 earnings I just have a hard time dumping more into it. Right now. I will eventually but I think there are better buying opportunities to come in the near future. But if it does get included in the s&p next inclusion won’t have a better window to buy than now. But if it doesn’t get included and bitcoin goes into a bear market I can see it going down quite a bit more. I am in it for the long haul.

 

[jlw0142]

Anybody have thoughts on TSM? I bought at under $200 and I'm unsure whether to double down or just let it ride.

 

[HuntHarder]

Anybody have thoughts on TSM? I bought at under $200 and I'm unsure whether to double down or just let it ride.

Nothing technical, but I believe they will continue the trend up. Here in Az, their facility is really only at 30-40% build out and it is enormous. Tons of other supplier companies are building all around them.

 

[Beendare]

Anybody have thoughts on TSM? I bought at under $200 and I'm unsure whether to double down or just let it ride.

It's been one of my biggest holdings for a long time now. They make 90% of the world's production of advanced chips. Companies like Nvidia don't actually make anything.....Taiwan Semi makes them and second place is not even close. They ARE the world leader.

I bet TSM would be double what it is now if it weren't for a potential China invasion- a significant risk- depressing the stock.

 

[MThoundhunter]

Anybody have thoughts on TSM? I bought at under $200 and I'm unsure whether to double down or just let it ride.

I don't think you'll lose money investing into TSM.

 

[Poser]

This is worth a read :

“this is how the AI crash happens”

AI-related spending now contributes more to the nation’s GDP growth than all consumer spending combined, and by another calculation, those AI expenditures accounted for 92 percent of GDP growth during the first half of 2025. Since the launch of ChatGPT, in late 2022, the tech industry has gone from making up 22 percent of the value in the S&P 500 to roughly one-third. Just yesterday, Meta, Microsoft, and Alphabet all reported substantial quarterly-revenue growth, and Reuters reported that OpenAI is planning to go public perhaps as soon as next year at a value of up to $1 trillion—which would be one of the largest IPOs in history.

Non paywall below

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[Paradox]

Combined income exceeds the max.

Employer has a 401k plan, a very generous plan at that.

Already have a simple IRA.

There are no income limits to Roth conversions!
Just remember the conversion is taxed as ordinary income so be sure the conversion doesn’t kick you into a higher tax bracket.

 

[Pharmseller]

There are no income limits to Roth conversions!
Just remember the conversion is taxed as ordinary income so be sure the conversion doesn’t kick you into a higher tax bracket.

What’s the tax on $2 million?

 

[HuntHarder]

What’s the tax on $2 million?

My fear in retirement. Why would you let the balance get so high in traditional? Maybe I'm misunderstanding the situation, but doing Roth conversions, if your employer does not offer Roth, is a no brainer when not near retirement.

 

[beachbunny]

Good point. I just cancelled the limit sell and sold it at $198 and change.

I learned that lesson also

 

[BBob]

What’s the tax on $2 million?

It's sort of a sliding scale starting with the tax bracket you are currently in. Once you bump to the next bracket those monies will be taxed within that bracket and so on until all of those monies are converted. You might want to come up with a staggered annual conversion plan where you only convert so much money annually that you stay within your current tax bracket.

Tax Implications of Converting a Traditional IRA to a Roth IRA​

Taxable Income from Conversion​

When you convert a Traditional IRA to a Roth IRA, the amount you convert is treated as taxable income for that year. This means you will owe income tax on any pre-tax dollars you transfer. The tax rate applied will depend on your current income tax bracket.

How to Calculate Taxes​

1. Determine the Conversion Amount: Identify how much you plan to convert from your Traditional IRA.
2. Add to Taxable Income: The converted amount is added to your total taxable income for the year. This could potentially push you into a higher tax bracket.
3. Estimate Tax Liability: Use your current tax rate to estimate the tax you will owe on the conversion amount. For example, if you are in the 22% tax bracket, you will pay 22% on the converted amount until you reach the next bracket threshold.

Strategies to Minimize Taxes​

• Spread Conversions Over Years: Consider converting smaller amounts over several years to avoid jumping into a higher tax bracket.
• Convert During Low-Income Years: If you anticipate a year with lower income, it may be beneficial to convert during that time.
• Pay Taxes from Outside the IRA: Use funds outside of your IRA to pay the taxes owed on the conversion, allowing your entire converted amount to grow tax-free in the Roth IRA.

Additional Considerations​

• No Income Limits for Conversions: Unlike contributions, there are no income limits for converting a Traditional IRA to a Roth IRA.
• Five-Year Rule: Withdrawals of earnings from the Roth IRA are tax-free only if the account has been open for at least five years and you are at least 59½ years old.

Considerations for High Conversions​

1. Tax Bracket Impact: Converting a large amount like $2 million could push you into a higher tax bracket. The U.S. tax system has multiple brackets, and any income above the threshold for your current bracket will be taxed at the higher rate.

 

[Pharmseller]

Well, hindsight is 20/20 I guess, combined family income puts me at a high marginal tax bracket. Might not be a good decision to convert.

 

[pirogue]

Tax Implications of Converting a Traditional IRA to a Roth IRA​

​

Considerations for High Conversions​

1. Tax Bracket Impact: Converting a large amount like $2 million could push you into a higher tax bracket.

One would be in a high bracket to start with, if
$2 million additional taxable income “could” push you into a higher tax bracket.

 

[Pharmseller]

Maybe not. I’m planning on retiring in less than two years.

 

[NDGuy]

 

[signing off]

My fear in retirement. Why would you let the balance get so high in traditional? Maybe I'm misunderstanding the situation, but doing Roth conversions, if your employer does not offer Roth, is a no brainer when not near retirement.

I watched a few videos of Kevin Lum on YouTube. He had a good one on converting ROTH. If your able to live a year or two off standard brokerage money, that gives you a window for converting at low tax bracket. Paying the tax from outside money also let's you maximize the benefits.