SWFLhntr
Lil-Rokslider
Buy Bro. This is opportunity.2050
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Buy Bro. This is opportunity.2050
I’d get my money out of that target date crap and spread it across some good mutual funds. You’ll be buying at a discount right now
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I’m just a rookie playing with a little extra fun money outside of our scheduled investments, with an interest in overall market moves, but so far I have been lucky to get in on a dip before a feel good government announcement and out after the bump it created. Since then the market has been a pretty steady drop. When a “good” portfolio is lucky to be growing by 1/10th of a percent every day, getting out on a declining market made me feel smarter than I am. There seems to be an excess of investor confidence that will continue to dwindle as consumer confidence and spending drops, combined with business supply chains continuing to struggle with on again off again tariffs. Many see the government doubling down on them for at least most of this year. Capital expenditures to create new domestic capacity are a year away from making a dent if started today, and many are hesitating since the cost of capital isn’t as cheap as it was not long ago and the total additional costs to produce domestically have to be well under the cost of simply paying tariffs or it doesn’t make sense.Standard disclaimer that I don't necessarily know what I'm talking about, but I moved mostly to cash (and MSTY) a little before the current drops. I decided to start reading about how to actually do some of this trading (crazy idea after messing around for a year or two and having mixed success/failure).
What I read gave some indicators for when a market has likely topped. One of the main ones was seeing a number of profit taking days (days where the trading volume is higher than average and prices are moving lower) over the course of 6 weeks or so. By my (amateur) read of the charts, we hit four or five profit taking days over January and early February. I think we're in for a correction here, and I'm planning on largely staying out of the markets for a little bit. I've done plenty of trying to catch a "falling knife", and I'm hoping to avoid that this time. If I'm correct and we enter a bear market for a while, the goal is to watch the indexes for a couple days in a row of positive movement with higher than average volume as the sign that things might be turning.
You say spread it across some “good mutual funds”. Like what? He may already be invested in some through the target date fund. You know nothing about what he has but it’s crap because it’s a target date fund?
The vast majority of actively managed funds underperform the indexes over the long run. Should he go out and grab a handful of them and hope that the handful he grabs are all outliers that outperform?
Considering he’s also considering market timing, which is another losing proposition, a target date fund sounds even more appropriate for him.
I'm pretty new to actually paying attention to what my 401K and 457 are doing. things are not looking great in the market and it seems like things might continue to look this way for a little while. Any thoughts or pros vs cons of moving what's in my 401k and 457 from the target date fund it is currently in to bonds until things settle out? Seems like it would be wise to put into bonds, then when you think the market has bottomed out, put it back into the target date fund. But this doesn't seem to be generally recommended so I am probably missing something obvious.
this is under my impression that bonds generally do better, or at least don't lose a ton of value while my fund could lose 30% if things get real bad.
Any smarter people than myself able to offer some advice/thoughts? I am very much a rookie when it comes to this stuff.
We don't have a lot of options at work on our 401k program, so I do have some money in my target date fund. The last couple of years have fallen right in your 15-20% range. 2023-19.4% 2024-15.8% 2025 ytd-5.3% even after this last few weeks.I’ve seen the performance on target date funds, they average 4-6%, there are quite a few mega cap and growth funds that have been averaging 15-20% the last couple of years. Buying those at a discount today will pay off when the market turns around
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Only thing I see is that they won a large trademark lawsuit.Anyone know whats up with Luckin Coffee today? I have been in meetings so no time to look into it just saw it was up ~10%.
This thread gets locked and I will log out for good.We have made it 13000 posts keeping this one open… Let’s keep the political BS from the usual suspects from bleeding into this one.
Can’t wait for a few of you to sink your own ship on here..long overdue
I am with you, never thought I would get so much good advice about investing on a hunting forum. Its been a great thread.This thread gets locked and I will log out for good.
Today was better than yesterday but my goodness, it’s a little rough to see that much red.
Long story short, DCA, buy dips if you have cash and hold forever.Figure out where the money wants to go and then you’ll have a front row seat to making the big bucks!
They've all dumped and lost the 200 in the last few days.We’re sitting near or at the 200 day moving averages on the DIA, SPY, and the QQQ’s including a lot of the common momentum stocks.
I’ve seen the performance on target date funds, they average 4-6%, there are quite a few mega cap and growth funds that have been averaging 15-20% the last couple of years. Buying those at a discount today will pay off when the market turns around
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Good news, holding INTC for a long timeGrabbing INTC
Intel (INTC) – Intel has been expanding its foundry business, particularly in the U.S. and Europe. A disruption to TSMC could accelerate its position as a key supplier.