Tough deal here. I just bought a pair of boots off and guy on here for $2500.00. I insisted on splitting the PayPal fee 50/50. He agreed. I had him send me multiple different pictures and we carried on a text string for a few messages. Gave me a sense of comfort, but I knew deep down, this could go sideways and I'd be depending on my CC and/or PayPal. I always link my CC to PayPal instead of my bank account, knowing they are way easier to dispute and win. It all turned out perfect. I also sent money via Venmo to a known member for a few hundred last week, with little concern he was going to take my money and run. It's really a feel thing imo and you can't be unwilling to "miss" a deal if it isn't right. Too good to be true, usually is.