Most western drivers don’t use separate winter tires, but that’s somewhat a cost thing and somewhat regional custom - we don’t need them because we make do with what we have. However, the cost per mile with a second set of tires isn’t much more, it’s the upfront cost that keeps folks from getting them. I used to be one of the guys that made fun of skiers and their studded tires, until I started skiing, now I’m sold if you do any amount of winter driving. There’s nothing as safe on icy roads as studs.
Even running non studded winter tires year round doesn’t hurt anything - the tread is a softer rubber so it wears a little faster, but that’s about it. For our Murano with the weird tire size, we fell into a set of nearly new blizzaks used for the short ski season. 35k miles each on that set and the new set we replaced them with. It’s also a much tougher tire than your average all season - getting a tire plug through the belts can be tough.
The more you drive the more winter wrecks you’ll see first hand. I’ve lost track of the number of oncoming cars that have drifted into my lane as their tires broke traction on corners. Good tires help you get out of their way. Just traveling between Boise and Wyoming in one storm with wet snow followed by cold blowing conditions there were two fatality wrecks in different places along the drive. That one trip made the cost of that set of studded tires well worth it.
Two years ago a pickup a few cars in front of me lost traction on fresh ice at 50 mph on a straight road, hit one K barrier, shot across to the other k barrier hitting it at 90 degrees bending the entire frame and came to rest without a single straight piece of sheet metal. Totaled.
Your local conditions may not be as icy. By far the worst ice is freshly frozen, so staying off roads when the temps are about to freeze prevents a lot of rodeos. Packed snow isn’t bad to drive on. Old ice isn’t bad once tire chains have worn texture into it. Places with a good budget to spread sand isn’t bad. No wind helps. Weather that gets below freezing and stays there for a long time helps.
Not living next to a high school helps. lol