PayPal payment warning

[OutdoorsAL]

Had this happen to me recently so I figured I would share and might save someone. I'm also not saying it is a scam yet, but easily could be. Had a person purchase some broadheads and pay via PayPal G&S. Normal transaction, I look into the actual transaction to print shipping label and see it was labeled as "pending". So I reached out to PP and they said payment was made by and "Echeck". Here is their response, DO NOT SHIP UNTIL CHECK CLEARS! the payment shows in your transaction history, you even get the payment notification. But nothing is in your account. It would be a bummer if I shipped the package only for the check to bounce 6 days later. Stupid option for PayPal to even offer in my opinion. Hopefully you find this helpful


"You need first to wait for the eCheck to clear before shipping the items.

Our seller protection protects you when a buyer files a dispute against you when a payment is already been made this means that it is already in your PayPal account.

This is the reason why we inform you about this to not ship the item yet as the payment is not yet available in your PayPal account.

I appreciate your understanding in this matter and for reaching out."

 

[armybeaver]

Thanks for the heads up on this, OP!

 

[MT_Wyatt]

Had this happen once. It literally took like 16d or so to clear.

 

[FLswamper]

In my experience, Paypal does not support buyers on purchasing disputes. I will not use Paypal if I do not trust the seller.

 

[Dos XX]

I don't Paypal.

 

[Albamin]

I have been using zelle on another forum - haven't had a problem with it so far

 

[BBob]

I have been using zelle on another forum - haven't had a problem with it so far

There are ZERO buyer protections through Zelle. The only thing it's good for is transferring $$$ to someone you truly know like close friends and family. If you're receiving funds from someone unknown to you they are the dummies and taking all the risk. Zelle transactions are irreversible. Once you send it it's gone.

 

[Albamin]

There are ZERO buyer protections through Zelle. The only thing it's good for is transferring $$$ to someone you truly know like close friends and family. If you're receiving funds from someone unknown to you they are the dummies and taking all the risk. Zelle transactions are irreversible. Once you send it it's gone.

Yes, that is true, so I usually communicate with the seller before sending funds, using same email or phone that he has with zelle.

 

[DuckDawg22]

This happens when the sender sends from a bank account instead of debit card, and the "e-check" means they've already had a payment return NSF that way. What PayPal told OP is right, don't ship until the money clears, and it very well will take the full amount of time they state. I used to run an eBay store so I know more about PayPal than I ever wanted to.

Another tip is to click to expand the sender email address whenever you get an email of funds received. Very common for scammers to spoof those emails, they look identical to the real thing until you click the sender's email address, and it's not from a PayPal url.

At the end of the day, none of these digital payment methods are perfect and we probably don't want to live in a world where they are, but the scammers are sure getting good nowadays. Do your due diligence and use some common sense and you should be ok.