You can hunt elk OTC every year.
You need a boat or a plane. A good boat that will get you into PWS for more fish that you can eat, deer, goats and black bears is in the 50-70k range(and up if you want it to).
A plane that will get you into sheep, carribou, moose, deer, goat, elk, bears starts about 45k and can go way up depending on what you want, but doesn't have to.
Most people own 50-80k trucks that are largely unnecessary. If you can afford a newer truck you can afford the boat or plane to do the hunting, but it's about priorities. You might not be able to have a new truck AND a boat or plane. A perfectly functioning older truck works well. And then you can hunt all those things OTC every year.
People overestimate the costs of things because they see the people with the best stuff and think you need that. You don't.