Scheels card, 0% interest for 6 month anything over $500 purchase with them. Kinda layaway, plus their points equal gift cards = I'm gonna have a huge discount on a atx swaro setup when I'm ready
Buy these from the classifieds and save $1200 and be so close to the SLCs I would be surprised if you can tell the difference. Or find some used or demo Meostars for about $600- $800 and have a great warranty too. Talk to Doug or Neal at caneraland and get their thoughts on Meostars vs. SLCs. You can also go to I think its Sportoptics and dicker a little on a pair and apply for credit there.
I have a friend who is retired and on a fixed income with a side hustle. If he wants something new, he sells something else to pay for it first. He mostly buys used and will wait for a deal. It's worked out really well for him and keeps his wife off his back.
Camera Land offers top brands & low prices - cameras, repairs and binoculars.
cameralandny.com
I just find it easier to throw 100 or 150 a paycheck at something until its paid for. If not ot will get spent on something else. I do appreciate layaway.