Lots of suggestions with people stating to check with your agent. I know my homeowners policy will only cover up to $2500 in firearms total from theft or fire from home only. I have all my expensive pieces insured individually
As far as theft out in the field, my policy will only cover stolen items if they were in the vehicle or rv. So again most of my expensive pieces are covered individually. Items that i have insured include a pair of swaro el’s, zeiss spotting scope, 2 rifles, 2 scopes, 2 mountain bikes, and a Sig Kilo ballistic rangefinder. I set a benchmark for myself that anything newer than 5 years old and had a purchase price of $1,200 or more is worth insuring for now. Though i own more guns and optics than that i feel that self insuring anything older and had a cheaper purchase price than my benchmark was the best decision. All the Sport pieces cost my insurance less than $50 a year per piece to insure. It gets too expensive trying to protect everything at all times
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