I agree, I think I paid about 250 for a 20 degree long wide economy burrow quilt from Hammock Gear. I can use it most of the year. I think it has more loft than a 0 degree outdoor vitals bag that I have...I personally think Hammock Gear makes some of the best quilts for the price, personally have a 20 degree quilt and can go down to 0 degree by adding layers. Also, if you are a side sleeper I can't recommend a 3inch insulated pad from Nemo enough. I tried a Klymit Static V insulated but my hips and knees just dug into the ground making it super uncomfortable for me.