I run a hammock for 90% of my huntung and camping. I have a 20* down underquilt with 2oz overstuff. A quilt is my next purchase, since currently I am just dropping.my old mummy bag into the hammock. I have been in rain, sleet, snow, and down to 19 degees hand have risked oversleeping because I was so comfortable. If I were to win a quilt it would get used year around: trout fishing, camping in the summer; elk, turkey and deer in the fall/winter, turkey and hogs in the spring... heck, when pulling doubles at work I have hung my hammock in the basement of the building to grab naps on lunch breaks.
pat