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No chance? Did you leave the choice fields blank?
If you don't have to, why carry the balance? I teach 8th grade Social Studies and do a personal finance unit every year.... even my 8th graders would know what to do in this situation.
Pay your balance, keep your credit score in good standing, and when the refunds hit you can put your day to day expenses on the card until the extra credit is used up. Then take the money you have left over and get it
Suffice it to say, it complicates my bookkeeping significantly when I have to use the credit on the card by putting my day to day expenses on the card and then go back and transfer funds from the respective accounts. I have my reasons for wanting to avoid a direct refund to the credit card. A refund check, however suits me just fine.
Hell yes!!! I have a good amount of savings too!!!I am with everyone else above - I never carry a balance, and always pay off in full before the due date.
No chance? Did you leave the choice fields blank?
5MB,
I was wrong and I apologize... I drew my first choice for NM archery, against all odds! There is hope after all!!! Booyah!