One thing to add that I'm not seeing here is that if you are a Wildlife Biologist with a PhD and get an academic job or a federal job, you can make a very good living. We have a lot of friends in Biology with PhDs and they have great jobs with good benefits, good pay, and nice flexible schedules.
Having said that you have to be very good to get those jobs and just getting the PhD doesn't mean much, you need to have the degree AND the work ethic to make sure you have what you need to be competitive for the jobs (which I'd be happy to describe).
Must be dedicated, experienced and connected to get those higher end jobs!
Self reflect and determine if you are a true grinder to put the time and effort in when others won’t?
What is the investment of time and $ in relation to the payoff of the acquired loans, payoff period and new potential salary to pay off those loans? School ain’t cheap anymore!! Consider return on investment and ability to payback the loans and then have $ to live comfortably.
IMO and if I had to do over go the Med school route and make 5-10x’s or more the salary for the same time investment-as mentioned above-PhD .
People biology pays-Dr.& Nurses.
Vs
State/fed Agency-Animal/fish biology is coordinated political, exploitation monitoring and people control.
What costs more an instate fishing license or a quick check up at the doctor? Any state or fed agencies talking about increased budgets? You hear health care costs going up?
I love the romantic idea of being a biologist, I was succumbed to the idea for over 10 years. Then reality of the business smacked me in the face repeatedly. I miss it, but I don’t.