Currently 43 and I plan to semi retire at 50, January 1, 2030 to be exact.
I will have 26 years between fire/EMS and LE. both professions are a young man’s game. I don’t care if I have to mow lawns, work at Home Depot, be a damn door greeter at Walmart. I’m going to get out at the first opportunity. I know it’s difficult to predict the job market in seven years, but if it’s anything like today there will be plenty of work for someone who wants to work.
Between KP&F and my kpers 457 plan, any extra money should just be gravy.
You do have to consider your health insurance options. What is going to cost to be added to your spouses insurance, pay out of pocket, or just find a job strictly for the insurance.