I'm new to reloading, and it's definitely not been the greatest time to pick it up as a hobby, as I'm only part way through piecing together the gear (building my own 'kit'), and I'm in the same boat as everyone else on powder/primers.
I'm getting into it because I'm a nerd for processes. Additional benefits are going to be having an easier time tuning up ammo for my 1:11" Tikka and not having to rely on getting a factory box of what it likes to eat. It also gives me bullet weight options that are rarely if ever available, so I can find what will work best for the animal I'm after, rather than what sells best on the shelf.
Saving money would be great, but imo, that's not a great reason to get into any hobby if your into it for better than factory results and great performance in the field. If I used math that didn't include time and equipment... that might help? I figure the only way I could really save money is to give up my outdoor life and all things associated with it, but that ain't much of a life.