Jesse Jaymes
WKR
I've started looking at Arkansas......will never do it. I can afford the West. We will see what retirement looks like. But I think Arkansas is the Montana of the SE
Reality...Any place nice is expensive. Just a fact of life. I don’t mean to be overly blunt, but the only solution is to make more money than the next guy.
I definitely understand the changes in lifestyle choices that need to be made, one of which is finding an entirely different state to live in where I have a better opportunity to do itI'd look for the best available employment areas first, and then make choices from there. You're going to have to make lifestyle sacrifices if you want to be a single income household.
NR's have to hire a guide to move here.Arkansas seemed nice. I was in the Bentonville area a couple of weeks ago.
28 and has the experience and perspective to state elk hunting in MT isn’t what it used to be…..hmmm…..Me and my fiancé are looking to start our family soon, both of us being 28. Originally from PA but been living out west in MT for nearly a decade. The obvious spike in cost of living here over the past several years has us to the point where we can't afford to buy a house and rent isn't any better unless every dollar we make goes to the house. Currently we both work full time but when we have children we'd both prefer if she was a stay at home mom and she only work a few hours a week at a part time job if necessary, ultimately to avoid daycare costs and raise them the way we'd prefer.
With all of that being said I was wondering if anyone had recommendations on different states/towns to live in where there are jobs and a decently affordable cost of living? For background my work experience is in factory automation sales and as a manager of a manufacturing plant which I do currently. We have been looking at a lot of southeastern states including NC, TN, and AL in particular. I'm fine with humidity and my fiancé loves it hot. Also I know the hunting would be significantly different, but in MT I've lost all of my whitetail properties I had permission on to outfitters and elk hunting isn't what it used to be here. So my thinking is I'll have to try and keep a tight budget and just travel to go hunt several times a year. I also enjoy golf a lot so the southeast has a lot of benefits. Any opinions or recommendations would be greatly appreciated, just want to be somewhere that I can financially take care of my future family. Thank you!
28 and been going along on hunts in MT since I was 7. My uncle lived in Clyde park since the late 70's. My dad and I came out every year to hunt with him until I moved here full time in 2014. So yes, I'd say I have experience and perspective on the changing status of things as it pertains to our elk hunting. I appreciate the rest of your comments about things to look for when I move, thank you.28 and has the experience and perspective to state elk hunting in MT isn’t what it used to be…..hmmm…..
I’d start by looking at a few things, the resources are all available online. Take some of them with a grain of salt, obviously, but look for consistent themes:
- Greatest places to live.
- Greatest places to raise a family.
- Public school ratings.
- Cost of living tools and comparison.
- Amount of public hunting land.
- State rankings for whitetail deer hunting (if that’s your passion).
Though I completely agree with you, the only reason we haven't been able to is securing the land in Montana. Anything within hours of where I live that is at least an acre, isn't snowmobile in only during winter months, and has water access is usually over $200k. We had some money saved up and wanted to look at buying in 2019 but shortly after housing started going up and COVID hit. Our rent went from $1250/month to now over $2k per month so our ability to save up has gone down and prices kept going up. I'd love to build if I could find somewhere a little more affordable to do it!Not directed at the OP but I've always wondered why more people (especially young adults without kids) don't make any effort to build their own home. You can learn a few skills & do some of the work yourself and save a crap ton of money & subcontract out the rest. Most places you don't even have to be a licensed GC if it's your personal residence. I'm not talking a 4,000 McMansion, just a simple ranch style starter home.
Once you build that one it'll give you confidence to do it again or even morph into a side gig of some type.
Just kinda seems like most people think they should have the best of everything right now without having to actually have patience & work for stuff.
I work a full time job as a Software Engineer. I don't have the time to build a house. The biggest hindrance is the time, or lack there of. Not to mention just a few years ago how much it actually cost to build a home. That's why the new houses are so much more expensive now, dragging everything else up with them.Not directed at the OP but I've always wondered why more people (especially young adults without kids) don't make any effort to build their own home. You can learn a few skills & do some of the work yourself and save a crap ton of money & subcontract out the rest. Most places you don't even have to be a licensed GC if it's your personal residence. I'm not talking a 4,000 McMansion, just a simple ranch style starter home.
Once you build that one it'll give you confidence to do it again or even morph into a side gig of some type.
Just kinda seems like most people think they should have the best of everything right now without having to actually have patience & work for stuff.
i imagine financing is a big part of it. most young people i know opt for FHA loans and only put down the minimum 3.5% or whatever it is. that wont fly on vacant land loans, and then they need to come up with the money to actually build and that kind of loan isnt accessible to a lot of people either.Not directed at the OP but I've always wondered why more people (especially young adults without kids) don't make any effort to build their own home. You can learn a few skills & do some of the work yourself and save a crap ton of money & subcontract out the rest. Most places you don't even have to be a licensed GC if it's your personal residence. I'm not talking a 4,000 McMansion, just a simple ranch style starter home.
Once you build that one it'll give you confidence to do it again or even morph into a side gig of some type.
Just kinda seems like most people think they should have the best of everything right now without having to actually have patience & work for stuff.
I'm not saying you can escape it, but there are a lot of more affordable places out there than where I'm at now. Here the housing is insane and the wages are lowSorry to say, but this is a really bad time to buy a house, anywhere. Prices are still high, land prices have got outrageous and mortgage rates are 6-7%. You can't escape this. My property in nowheresville Northern Missouri has seen a 10 fold or better increase in price since we bought it (caveat, that was 1993).