The Rokslide Stock Traders Thread

[HuntHarder]

Ampx still climbing today. Wishing I had doubled my initial investment.

 

[Poser]

So ALL my money is in a mutual fund that basically just tracks the market. But there have been several individual stocks over the last year that I thought about buying, but didn’t, because I was scared to sell my funds to buy stocks.

But needless to say I’ve missed out on a LOT of money by being scared. Anyone recommend selling funds to buy individual stocks, or just save up additional cash and buy them periodically?

Basically I’m scared haha. I’ve a little more than doubled my money in this mutual fund in the last 7 years. But I’m still looking at like 10+ more years of that growth before I could retire.

Some of these stocks could retire me in 6 months . It’s just tough to see, but continue to stay on the straight and narrow with my “plan”.

My advice? I wouldn't sell your mutual funds. If you want individual stocks, budget for them and DCA in.
I run straight and narrow with my 401K. Individual stocks, cryptos and cryptos ETFs are all in my self managed IRA, brokerage account or crypto exchange.

 

[huntnful]

My advice? I wouldn't sell your mutual funds. If you want individual stocks, budget for them and DCA in.
I run straight and narrow with my 401K. Individual stocks, cryptos and cryptos ETFs are all in my self managed IRA, brokerage account or crypto exchange.

Yeah I kind of feel like that’s the right answer. I have a 15 year old 401k as well that’s destined to run straight and narrow for another 24 years.

I have a separate vanguard account that I started personally with post taxed money 8 years ago. That’s the account I was referring too. It’s a got a good junk in it. But obviously I get googly eyes think of 300% my money in weeks lol.

But see A LOT of them that drop 90+% in a couple years also haha

 

[HuntHarder]

So ALL my money is in a mutual fund that basically just tracks the market. But there have been several individual stocks over the last year that I thought about buying, but didn’t, because I was scared to sell my funds to buy stocks.

But needless to say I’ve missed out on a LOT of money by being scared. Anyone recommend selling funds to buy individual stocks, or just save up additional cash and buy them periodically?

Basically I’m scared haha. I’ve a little more than doubled my money in this mutual fund in the last 7 years. But I’m still looking at like 10+ more years of that growth before I could retire.

Some of these stocks could retire me in 6 months . It’s just tough to see, but continue to stay on the straight and narrow with my “plan”.

I do a little of both. Most of my retirement accounts are in funds or etfs. I also opened a broker account within my 401k that allowed me to dabble in individual stocks. I didn't go crazy in my retirement account, but did put about 10% into that brokerage.

I also have my individual account seperate from retirement. That is where I usually trade individual stocks. This year has been fantastic for individual for me. Large company individual trading is much different than small company individual trading. I still throw a little at wildcard stocks, but have migrated to larger individual stocks. ( GEV, Microsoft, Costco, Google, Amazon, Apple, Tesla, Nvidia to name a few.)

 

[Customweld]

Ampx still climbing today. Wishing I had doubled my initial investment.

Man, no kidding!

 

[Smcask100]

So ALL my money is in a mutual fund that basically just tracks the market. But there have been several individual stocks over the last year that I thought about buying, but didn’t, because I was scared to sell my funds to buy stocks.

But needless to say I’ve missed out on a LOT of money by being scared. Anyone recommend selling funds to buy individual stocks, or just save up additional cash and buy them periodically?

Basically I’m scared haha. I’ve a little more than doubled my money in this mutual fund in the last 7 years. But I’m still looking at like 10+ more years of that growth before I could retire.

Some of these stocks could retire me in 6 months . It’s just tough to see, but continue to stay on the straight and narrow with my “plan”.

Stay the course! Slow and steady wins the race, It’s easy to Monday morning quarterback watching the market swing but you could just as likely lose your money as you could make money. People are emotional with their money and can’t withstand market volatility so they tend to buy high, and sell low verses riding it out. In addition, guys a lot smarter than us have dedicated their careers to predicting the market and time and time again it’s been shown that it can’t be done. I’d stick with low cost index funds and dollar cost averaging with a yearly rebalance. Not a get rich quick scheme but most reliable (and safest) method for long term success. I’m not an expert in the subject matter and I’m sure there are many on here much more knowledgeable than myself.

 

[PACbowhunter]

So ALL my money is in a mutual fund that basically just tracks the market. But there have been several individual stocks over the last year that I thought about buying, but didn’t, because I was scared to sell my funds to buy stocks.

But needless to say I’ve missed out on a LOT of money by being scared. Anyone recommend selling funds to buy individual stocks, or just save up additional cash and buy them periodically?

Basically I’m scared haha. I’ve a little more than doubled my money in this mutual fund in the last 7 years. But I’m still looking at like 10+ more years of that growth before I could retire.

Some of these stocks could retire me in 6 months . It’s just tough to see, but continue to stay on the straight and narrow with my “plan”.

Hi guys. New to Rokslide but not completely new to western hunting. Have 3 OTC DIY hunts under my belt over the last 7 years. 2 in CO and one in MT. 1 successful harvest in MT and going again this year.

Love that we can also talk about the markets here too! I run a private investment business that is in the alternative space so Im definitely biased. That said if all you are doing is owning a MF who's goal simply tracking the market, much of the time those investments underperform over the long term after fees than if you simply bought the S&P yourself in self directed account and left it alone. I would not mess with buying individual stocks unless you spend significant time studying and understanding the companies themselves or are doing it with money that is not for your rent or your retirement and just for fun.

 

[huntnful]

Stay the course! Slow and steady wins the race, It’s easy to Monday morning quarterback watching the market swing but you could just as likely lose your money as you could make money. People are emotional with their money and can’t withstand market volatility so they tend to buy high, and sell low verses riding it out. In addition, guys a lot smarter than us have dedicated their careers to predicting the market and time and time again it’s been shown that it can’t be done. I’d stick with low cost index funds and dollar cost averaging with a yearly rebalance. Not a get rich quick scheme but most reliable (and safest) method for long term success. I’m not an expert in the subject matter and I’m sure there are many on here much more knowledgeable than myself.

Hi guys. New to Rokslide but not completely new to western hunting. Have 3 OTC DIY hunts under my belt over the last 7 years. 2 in CO and one in MT. 1 successful harvest in MT and going again this year.

Love that we can also talk about the markets here too! I run a private investment business that is in the alternative space so Im definitely biased. That said if all you are doing is owning a MF who's goal simply tracking the market, much of the time those investments underperform over the long term after fees than if you simply bought the S&P yourself in self directed account and left it alone. I would not mess with buying individual stocks unless you spend significant time studying and understanding the companies themselves or are doing it with money that is not for your rent or your retirement and just for fun.

I do a little of both. Most of my retirement accounts are in funds or etfs. I also opened a broker account within my 401k that allowed me to dabble in individual stocks. I didn't go crazy in my retirement account, but did put about 10% into that brokerage.

I also have my individual account seperate from retirement. That is where I usually trade individual stocks. This year has been fantastic for individual for me. Large company individual trading is much different than small company individual trading. I still throw a little at wildcard stocks, but have migrated to larger individual stocks. ( GEV, Microsoft, Costco, Google, Amazon, Apple, Tesla, Nvidia to name a few.)

Appreciate the time and responses guys. The money is 100% intended to retire myself early and bridge the gap before being able to draw my 401k. So probably best not to gamble and lose it all hahahaha. Sounded good in the moment though lol

 

[CorbLand]

So ALL my money is in a mutual fund that basically just tracks the market. But there have been several individual stocks over the last year that I thought about buying, but didn’t, because I was scared to sell my funds to buy stocks.

But needless to say I’ve missed out on a LOT of money by being scared. Anyone recommend selling funds to buy individual stocks, or just save up additional cash and buy them periodically?

Basically I’m scared haha. I’ve a little more than doubled my money in this mutual fund in the last 7 years. But I’m still looking at like 10+ more years of that growth before I could retire.

Some of these stocks could retire me in 6 months . It’s just tough to see, but continue to stay on the straight and narrow with my “plan”.

Let those funds ride. The vast majority of the average persons retirement should be in those.

Its really easy to look back and say if I would have done that, I would have this much but the bottom line is that making hundreds of percent in weeks to months, hell even years is rare on a stock. Yes, we all hit one or two sometimes but its not common. I hit KULR perfect and made over a 1000% in a short time. What I dont talk about as often is the two stocks that I have that are literally down 99% and have been for years.

If you want to play, do it with play money.

I have four retirement accounts.

HSA. It all sits in an ETF.
401K. It all sits in an ETF.
Roth IRA. 80% is in ETF/MF. 15% is in Blue Chip Individuals. 5% is in high risk individuals.
Trad IRA. All crypto plays. Over half is in FBTC.

Of my total retirement, 85% is in ETFs/MF between my HSA and 401K. Just below 95% is in ETFs/MF and blue chips.

 

[huntnful]

Let those funds ride. The vast majority of the average persons retirement should be in those.

Its really easy to look back and say if I would have done that, I would have this much but the bottom line is that making hundreds of percent in weeks to months, hell even years is rare on a stock. Yes, we all hit one or two sometimes but its not common. I hit KULR perfect and made over a 1000% in a short time. What I dont talk about as often is the two stocks that I have that are literally down 99% and have been for years.

If you want to play, do it with play money.

I have four retirement accounts.

HSA. It all sits in an ETF.
401K. It all sits in an ETF.
Roth IRA. 80% is in ETF/MF. 15% is in Blue Chip Individuals. 5% is in high risk individuals.
Trad IRA. All crypto plays. Over half is in FBTC.

Of my total retirement, 85% is in ETFs/MF between my HSA and 401K. Just below 95% is in ETFs/MF and blue chips.

Appreciate the insights and little reality check for sure!

 

[signing off]

CorbLand posted good info on percentage of "what if" verses index tracking, leave it be investments.
Personal experience has been slow growth through regular contributions and set and forget indexes.
My balance is beyond my imagination from 25 years ago.
"What if" investment picks are how I ended up on this thread. And it's fun to play with market info and a couple hundred here and there. Getting beyond 10% of total investments in ANYTHING is asking for trouble I think . But as your bankroll grows, risks do trend down. So I have been seeing that side of investing as well.

 

[2531usmc]

Stay the course! Slow and steady wins the race, It’s easy to Monday morning quarterback watching the market swing but you could just as likely lose your money as you could make money. People are emotional with their money and can’t withstand market volatility so they tend to buy high, and sell low verses riding it out. In addition, guys a lot smarter than us have dedicated their careers to predicting the market and time and time again it’s been shown that it can’t be done. I’d stick with low cost index funds and dollar cost averaging with a yearly rebalance. Not a get rich quick scheme but most reliable (and safest) method for long term success. I’m not an expert in the subject matter and I’m sure there are many on here much more knowledgeable than myself.

It’s easy to make lots of money in individual stocks as long as you do it in retrospect.

For the average investor, it’s hard to beat the SPY with equal periodic investments

 

[safarihunter]

Yep, soooo many people went to cash crying about a recession…. Feel for them


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Given I got out before the crash, I'm pretty ok with how everything has worked out. I'm up 30% on the year.

 

[TaperPin]

Appreciate the time and responses guys. The money is 100% intended to retire myself early and bridge the gap before being able to draw my 401k. So probably best not to gamble and lose it all hahahaha. Sounded good in the moment though lol

Let the fund do its thing, but definitely open an account to get your feet wet. It’s a whole different feeling if you own something rather than watching from the sidelines. The amount of learning from even small amounts will go into overdrive.

 

[MountainTracker]

Hmm. Everything I'm reading suggests that the future of Bitcoin mining is not so sustainable.

In April 2024, the Bitcoin "halving" cut the miner reward in half to 3.125 BTC, while the network hash rate continues to soar, making competition increasingly fierce. On May 1, 2025, the hash rate reached a historic high of 831 EH/s, while the hash price had already dropped to $0.049/TH—almost halving compared to the same period last year. Transaction fees did not compensate for this loss. Furthermore, Bitcoin mining companies consume as much as 67 to 240 terawatt-hours of electricity annually, with the energy consumption per transaction being about 830 kilowatt-hours. This not only brings environmental issues but also imposes high electricity costs and investments in specialized hardware on miners, continuously squeezing their profit margins.

I point this out because in the last few weeks, at least 4 significant Bitcoin mining companies have sold their bitcoin off, not because Bitcoin lacks a future, but because mining is soon to be no longer profitable.
I've been watching BTBT, who just quit mining, sold all Bitcoin and put it all into Ethereum where they can stake.

Bitcoin mining revenue fell by 64% year-on-year in the first quarter of 2025, with Bitcoin production plummeting by 80%, producing only 126.5 Bitcoins. Under the dual pressure of high energy consumption and high hardware expenditure, even when the price of Bitcoin briefly surpasses $100,000, miners are experiencing a structural misalignment of "price increase, profit decline

SharpLink Gaming and BitMine are other Bitcoin mining companies that dumped it all for Ethereum recently. This isn't because they no longer believe in the future Bitcoin, but because the reality of mining itself is soon to be no longer sustainable.

That makes me seriously question Tether's strategy here. They hinging on mining where a company such as Microstratedgy is hedging debt on buying. Those are 2 very different approaches and the actions of several companies seem to suggests that large scale mining is no longer sustainable where many companies are jumping all in on buying Bitcoin.

Also, watch Ethereum closely.

The btc mining business is cutthroat for sure. Most don’t make it.

I hold CleanSpark but will be looking to sell soon.


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[stevewes2004]

Given I got out before the crash, I'm pretty ok with how everything has worked out. I'm up 30% on the year.

SOLID!


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[Crowmangler]

If you're looking to try something different than the normal mutual funds, ETF's etc. look for a good financial advisor/ professional money manager. They're professionals & that's what they do every day. My "retirement guy" works under the umbrella of a huge firm & they have all kinds of tools that I had never heard of before that can get you much better returns than CD's / MMKT accounts. Yes they charge a small fee but he makes me way more than his fees.
One example I recently did: I think they're called "structured notes" or something like that...it's a "bet" on NVDA stock, your money is tied up for 13 months. & it has a 16.25% return with a 45% downside buffer. Assume you bought on Jan 1. On Feb 1, as long as it has not gone down by 45% or more you get 1.25%. Repeats every month for 13 months. I just moved $$ I had in a 4.2% CD to it. So for very minimal risk I'll get 4x the return.
Yes, they're making a killing currently since it's up 50% plus but I'm happy.
I did another one based on S&P 500 with a 25% buffer
They have all kinds of tools like that all the way along the risk spectrum.

 

[eddielasvegas]

If you're looking to try something different than the normal mutual funds, ETF's etc. look for a good financial advisor/ professional money manager. They're professionals & that's what they do every day. My "retirement guy" works under the umbrella of a huge firm & they have all kinds of tools that I had never heard of before that can get you much better returns than CD's / MMKT accounts. Yes they charge a small fee but he makes me way more than his fees.
One example I recently did: I think they're called "structured notes" or something like that...it's a "bet" on NVDA stock, your money is tied up for 13 months. & it has a 16.25% return with a 45% downside buffer. Assume you bought on Jan 1. On Feb 1, as long as it has not gone down by 45% or more you get 1.25%. Repeats every month for 13 months. I just moved $$ I had in a 4.2% CD to it. So for very minimal risk I'll get 4x the return.
Yes, they're making a killing currently since it's up 50% plus but I'm happy.
I did another one based on S&P 500 with a 25% buffer
They have all kinds of tools like that all the way along the risk spectrum.

16% return with a 45% downside? Hey Bernie, is that you?

They are not tools, but fee/commission machines.

Remember: financial genius is a rising market.

Your money, your choice.

Good luck,

Eddie

 

[Crowmangler]

16% return with a 45% downside? Hey Bernie, is that you?

They are not tools, but fee/commission machines.

Remember: financial genius is a rising market.

Your money, your choice.

Good luck,

Eddie

Noted. I'm a big boy & can fully understand the risk/ reward profile.
I'm not worried about it. They made that 16% the first week or 2 & now they get to use my money for a year but it is what it is. 16 is much better than the 4 I was gonna get had I left it alone.
Each choice is an informed decision with the fees clearly defined up front
Was just pointing out that there are many other things out there if you look / ask the people who do it for a living & know way more than I do.

 

[WaWox]

Structured notes are literally the most exploitative strategy sold by banks. You could have generated the same return with a better downside protection / higher return on net with a set of equities + cash + options ... and all without having counter party risk!! Remember, when the bank goes under your structured note is worthless too. Compare the 16% return (with a bunch of downside risk if Nvdia drops!!) to the interest rate on unsecured bank debt .. you aren't making as much on top as you might think!

Also, consider not just the net return but the correlations -- if nvdia breaches a 45% loss event, don't you expect ALL YOUR OTHER stocks to tank too? Why combine a terrible outcome everywhere with a complete disaster in your notes?