I go by the rule that if I cant fix/maintain it myself I dont buy it, I look at all the powersports stuff people buy with their "extra" money and I dont think it crosses their mind that things break at some point & costs to repair are $$$$$$. Doing my own work and having some know how helps me know what I have and allows me to confidently buy used, and run some pretty high mileage vehicles with reasonable confidence that there isn't some gremlin lurking ready to leave me stranded between points A & B. For 99% of what I use a truck for, it would be ridiculous for me to own a $75,000+ decked out rig anyway so it all works well for me.