The difference is that on a half out, the load during impact is distributed through the face of the arrow
and the shank of the insert where it is glued to the arrow. With the HIT, the broadhead or field point is bottomed out on the face of the arrow and causes the load to be transferred only through the face thus causing mushrooming or splintering on the end of the arrow. Another factor that comes into play is that the end of the arrow is never "perfectly" square to the arrow shaft so when the tip is tightened down, it creates a localized stress in the area that contacts first.
There are quite a few discussions around this and I really noticed it when I was shooting FMJs. The BAR do help with this. As mentioned before, I know people that really like the HITs and I am not knocking them, just sharing my experience and as an engineer, I enjoy discussing the details.
I use bohning cool flex on the half outs so they can be knocked out pretty easily using a drill bit.
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