Retirement

[Phaseolus]

Nieve is Spanish for snow. So what would you have a person do? Where would a person move to? I don't like the direction Governor Poojabber is taking us but I think you're worried about something that isn't going to happen in my lifetime. Home and property is paid for, I can hunt elk twice a year, the later tag is right next to my home. Skiing and Grand Mesa are 35 minutes away. Uncompahgre is 60 minutes away. I think I'll stay put. Where pray tell do you live?

Did you mean Naive?

 

[gearguywb]

I am a year or two away from retirement. We live in KC. Love our home and the area.

What we wish for is to get back to the mountains to hike, 4 wheel, hunt, etc.

We have been looking hard at Western WY on Colorado around the Buena Vista area.

Considering a second home until we are ready to take the full time plunge.

 

[Colorado Cowboy]

There is some great hunting and fishing around Buena Vista. A liitle colder and more snow than where I live.

 

[North of 60]

We'll be heading to western MT after my wife retires this summer and we get our house sold. Our son is already there and if anchor babies (grandkids) arrive, then i don't see us ever leaving full time...at worst snowbirding in 10-20 yrs.

CO was on the list for a long time until it started turning into CA.

 

[BVGAB]

I am a year or two away from retirement. We live in KC. Love our home and the area.

What we wish for is to get back to the mountains to hike, 4 wheel, hunt, etc.

We have been looking hard at Western WY on Colorado around the Buena Vista area.

Considering a second home until we are ready to take the full time plunge.

BV here, with roots and family in KS/KC. Boat loads of second homes here which I'm personally torn on to be honest, but we love it here and it's a great location for all kinds of rec/hunting/fishing/4wheeling/etc.

 

[Blacktip]

Retired last year and trying to get out West.
Having a hard time accepting the Realtor fees to
sell my home.

 

[fragment]

I still have kids in school for 12 more years and in laws in declining health nearby. There's 0% chance I can stay where I am until retirement. The wife and I are spending the next 12 years exploring more rural areas until we decide where to land. First on the list so far is to go back to my home state of Kansas, but we're exploring. Spending 2 weeks after Independence Day in South Dakota to see what that state is all about. I love bird hunting as much anything, so I'm pumped to check it out.

Where we live used to be smallish town (9,000 people), until the 'rona happened and everyone and their brother showed up. Population has since ballooned to over 40,000. I figured it would happen, but I thought I had quite a bit more runway than I did before the explosion. I think every day about putting this place in the rear view for the last time.

 

[Tahoe1305]

Retired last year. Decided to hang in CO after living in 8 places prior for the last 24 years.

I appreciate the hunting benefits for sure. And proximity to other western states. Makes getting a reasonable hunt every year with easy logistics possible.

I don’t like Colorado politics. But other places sadly aren’t far behind IMO (at least that’s how I sleep well at night).

Taxes suck. But we figured it as a direct cost/decision. It costs $15k more for us to live in CO vs our next best choice. That money at this point isn’t going to keep me away from what makes me happy.

For our situation the “best” place I could live is probably Wyoming. That would save maybe 20-30k a year overall (taxes/cost of living/etc). Again it wasn’t worth it for what we wanted to do.

 

[Maverick1]

Retired last year and trying to get out West.
Having a hard time accepting the Realtor fees to
sell my home.

There are other ways to sell a home, such as a real estate attorney. Significantly more cost effective. Last one was about $750 total. Something to consider.

 

[tony]

I like southern Utah the week I spent there. Northern Arizona was nice as well.
Truth be told, I'll probably end up just living out my years where I'm at now.
It's a decent rural area. We get all the weather. So, if I want hot, it's probably the hottest area in the U.S. this week. We get snow but, usually not a lot. Fishing is decent in the region; Ohio Whitetails are some of the best in the country.

My mom is in her mid 70's, my stepdad passed last year. And while she does fine, there are things my brother and I need to do for her. So that is the main reason I have to stay in the area.

 

[Elkbelch]

I always had dreams of retiring on the western slope. I retired in February and it's just not a reality for me due to kids and grandchildren as others have expressed. I'd go in a heartbeat but my wife wouldn't have it. On the bright side I have the time and money to visit there often. We did move further out to be between both our children.

 

[bozeman]

Word to the wise, one or two weeks 'somewhere' isnt enough to gauge if you want to retire there. We were given advice and are following it. We bought a second home (townhouse) down on the MS coast. Own it for at least 24 months, preferably 36 months. Spend time staying there on weekends, holidays, etc. If after that time frame you: 1- still look forward to going there 2- like the area and activities 3- have built a circle of friends/support then yes, consider it for retirement. If it has become a burden, sell it, repeat same strategy in a diff area. We have had the place almost 1.5 years and so far all 3 items are still going great. Love the coast, the fishing, the lifestyle and the people so far. Look forward to going every opportunity we get!!

 

[LFC911]

Retired last year and trying to get out West.
Having a hard time accepting the Realtor fees to
sell my home.

Go to your local title company. They have a sample contract and can close your FSBO. No realtor fees and if the buyer has a buyers agent, you tell them to pay for thiers.

 

[Nine Banger]

Retired last year and trying to get out West.
Having a hard time accepting the Realtor fees to
sell my home.

Ask around in your tribe for a listing agent. Family friends, church, etc.

The property will sell for more if you go thru regular channels and the 6% will pay for itself.

You red flag if you list FSBO. You'll also be dealing with awkward buyers that are putting effort into circumventing the system themselves for whatever various reasons.

Unless you have a property that is truly rare and exceptional that will sell word of mouth.

 

[LFC911]

Ask around in your tribe for a listing agent. Family friends, church, etc.

The property will sell for more if you go thru regular channels and the 6% will pay for itself.

You red flag if you list FSBO. You'll also be dealing with awkward buyers that are putting effort into circumventing the system themselves for whatever various reasons.

Unless you have a property that is truly rare and exceptional that will sell word of mouth.

I respectfully disagree but i wasn't selling a distressed property. you can still get an inspection and a title company to close and save 6-7%

 

[eamyrick]

Word to the wise, one or two weeks 'somewhere' isnt enough to gauge if you want to retire there. We were given advice and are following it. We bought a second home (townhouse) down on the MS coast. Own it for at least 24 months, preferably 36 months. Spend time staying there on weekends, holidays, etc. If after that time frame you: 1- still look forward to going there 2- like the area and activities 3- have built a circle of friends/support then yes, consider it for retirement. If it has become a burden, sell it, repeat same strategy in a diff area. We have had the place almost 1.5 years and so far all 3 items are still going great. Love the coast, the fishing, the lifestyle and the people so far. Look forward to going every opportunity we get!!

My pops is in Hancock County. I frequently looks at homes in Ocean Springs. I could sell my place in Austin and leave in a nicer place for less down there. Hurricane Katrina in 2005 was no fun though.

 

[180ls1]

I respectfully disagree but i wasn't selling a distressed property. you can still get an inspection and a title company to close and save 6-7%

Save that amount, sure. It'll also likley cost you some though. Items sold professionally (cars at dealerships, retail stores, etc...) go for a higher amount than the DIY market.

 

[bozeman]

Save that amount, sure. It'll also likley cost you some though. Items sold professionally (cars at dealerships, retail stores, etc...) go for a higher amount than the DIY market.

I disagree. We just sold our in-laws place DIY...had a realtor price it for us, overshot it by 10%, come down 8% for the buyer. Buyer paid closing costs, signed the papers, handed over the keys. Easy peasy........

 

[180ls1]

I disagree. We just sold our in-laws place DIY...had a realtor price it for us, overshot it by 10%, come down 8% for the buyer. Buyer paid closing costs, signed the papers, handed over the keys. Easy peasy........

Yes, sometimes items are cheaper from professionals than from the DIY market as well. Exceptions don't make the rule though.

Almost everything can be done cheaper DIY style, the tradeoff is at what cost. Quality, Time, Results, etc...

 

[ProRoad]

Retired last year and trying to get out West.
Having a hard time accepting the Realtor fees to
sell my home.

Contact the local Real Estate Photographer, start with good pics and list it yourself?

On the original topic. A few years ago, my 25 year career in the movie business ended suddenly and we had to make a decision and move out of California. My jobs all went to Canada with their Govt heavily subsidizing the visual fx industry. I no longer had a way to support that lifestyle. We chose Utah as it was the closest Red state, a small town at 5800 ft elevation and is only 6 hours by car from our grandkids. This is not the optimal way to retire, but life will throw a curveball if you are not prepared. I love it here in Utah and have totally re-immersed myself in the hunting lifestyle that I was raised with. I have so much less stress not thinking about politics and crime on a daily basis. My wife's PTSD (robbed at gunpoint twice in California banks) has disappeared. This sudden move was one of the best things that could happen to us as it forced us to make decisions that we otherwise would have avoided. I will take SS this year and continue my part-time Real Estate photo business. I will try to get tags in Utah and Idaho this year and expand to NV, AZ and WY next year. If not lucky with tags, I can go fishing or Coyote hunting year-round within an hour of home between 3000-10000 feet elevation.