New home build

[30338]

Been doing commercial insurance for 30 years, it is getting harder and harder to insurance property period an the wood burning stoves are getting harder and harder to insurance. I wouldn't be surprised if it's completely impossible to get coverage in 10 years from any carrier. That and most or a lot municipalities are starting to outlaw them also. KInda sucks IMO love a good wood stove.

I heat 2500 square feet really well with a wood burning insert. If your county allows it, I would not be without one. My home insurance doesn't seem to mind. Sort of nice when the power goes out or temps plunge below zero to have a warm house. If it goes the way you say, that will suck.

 

[akcabin]

We are currently building our retirement home. I used R 21 rockwool fire n sound insulation in the walls. With another 2 " of pinkboard inside. Adding another R 10. And fiber cellulose blown in insulation. R 75 plus. In the attic area. In floor hydronic heating and a fuel oil drip stove in the living room. No power needed for drip stove so we will have heat during power outages.
We lost a home to a forest fire so now have cement fiber board siding and metal roof

 

[Happy Antelope]

I heat 2500 square feet really well with a wood burning insert. If your county allows it, I would not be without one. My home insurance doesn't seem to mind. Sort of nice when the power goes out or temps plunge below zero to have a warm house. If it goes the way you say, that will suck.

Most carriers now ask and a lot of them won't do it period so you are limited on carriers for sure. We had a Buck Stove growing up and loved it, heats the whole house up.

 

[Mwing98]

I really like a lot of these suggestions. Saving this.

 

[Amos Keeto]

The wife and me built our own in 2002!
1) EVERY door in the house is 3-0/6-8. Wheel chair friendly.
2) exterior walls are 2×6 studs allowing for R-19 insulation
3) installed wood burning stove.
4) LPG for cooking and hot water.
5) plumbed with "PEX"! Love it!
6) wall outlets every 6 to 8 feet
7) hard wired smoke detectors
8) one walk in shower, one deep tub with Jacuzzi
9) metal exterior and roof - no paint, no leaks
10) slab foundation

We live in the country. We are the ONLY occupied house on the electrical line that feeds our house. If the electricity goes out, #3, 4 and 5 will keep us going until they can get out and reset our little feeder!

 

[H@mstar19x3]

Don’t do spray foam. Seen plenty of homes with moisture problems.