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I think most require that you be permanently disabled - SSI or SSDI. The opportunities may or may not really be all that great. Just depends on the state. If you are doing LTD, then I would guess SSI or SSDI is also in your future, and once you qualify, you can usually get discounted resident tags as well.So I applied for LTD , I hate it , but it is what it is , a friend of mine said there are hunting options available to me if this goes through