Holy shit lol thanks for the heads up. I would have likely missed that. Other than that seems like a no brainer for me, that's easily a few hundred bucks a year.Make sure you go to your account settings or call them and "turn-on" your cash back. It isn't automatic, and I learned the hard way after I stopped using a Cabelas card. Missed out on nine months of rewards because of not knowing and they wouldn't honor the back purchases for rewards. They (FNBO) were going to make it automatic, but I'm not sure if that ever happened.