jmez
WKR
I'm in a similar situation edge. My premiums jumped almost 40% this year in South Dakota. Since the inception of the ACA we lost our original insurance which was a really good, affordable group policy through a professional organization. Our health insurance premiums with BC/BS are now $1900 per month. Our deductible has went up every year as well as maximum out of pocket expense. We have to be on an individual plan because there are no group options for us.
In South Dakota there are basically 4 carriers available. BC/BS, Dakota Care, Sanford Health Systems and Avera. There are no providers for Avera and Sanford west of the Missouri River in South Dakota. Go with either of those plans and you have no providers within 300 miles. Everything is out of network. That leaves BC/BS and Dakota Care. Dakota Care announced two weeks ago that they would no longer offer individual policies and also not participate in the state exchange because it was no longer affordable. That leaves us with BC/BS. Our premiums are costing us more than our mortgage and car payment combined.
The ACA is going to break the middle class and small business owners. It can't continue. The ACA was quite simply a gift to the insurance industry and the healthcare industry. You hand them 25 million new customers, someone has to pay for that. The people that were actually paying in the first place get stuck with the bill.
This issue should be at the forefront of elections this year. Hopefully as the letters are received over the next month more people will start making some noise about this. It is not sustainable.
In South Dakota there are basically 4 carriers available. BC/BS, Dakota Care, Sanford Health Systems and Avera. There are no providers for Avera and Sanford west of the Missouri River in South Dakota. Go with either of those plans and you have no providers within 300 miles. Everything is out of network. That leaves BC/BS and Dakota Care. Dakota Care announced two weeks ago that they would no longer offer individual policies and also not participate in the state exchange because it was no longer affordable. That leaves us with BC/BS. Our premiums are costing us more than our mortgage and car payment combined.
The ACA is going to break the middle class and small business owners. It can't continue. The ACA was quite simply a gift to the insurance industry and the healthcare industry. You hand them 25 million new customers, someone has to pay for that. The people that were actually paying in the first place get stuck with the bill.
This issue should be at the forefront of elections this year. Hopefully as the letters are received over the next month more people will start making some noise about this. It is not sustainable.