If you can swing the down payment, this is the best plan for sure. Especially with the current interest rates.
Once you get in a normal payment cycle the cost between a 30 and 15 is surprisingly minimal vs the benefit.
Psychologically I am more motivated to payoff a 15yr as it’s in a...
Colorado data is interesting. I do not think the MT data is great as a lot of folks changed how they approached that state with the bonus point changes a couple of years ago. Though maybe the same could be said for CO and OTC tags/units.
I think if you see a YOY decline is a few states that do...
Another round of free books available. It’s a bigger stack so I am splitting into stack A and Stack B. Please no mix/match. It’s all or nothing.
First to say ask in this thread gets the books. Please comment in the thread and then follow up with your address in a PM. I will send out USPS this...
I think the issue being pointed out is, that the landowners have a large range of options to address the elk damage, but they do not like any of them so they are basically complaining, but not willing to accept any viable solution.
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The buck age to birth weight thing is confusing to me too. Doe age maybe, but the bucks breeding age should have no impact on the size of the fawn. The genetics passed on should be same same no matter what age they breed at.
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It’s interesting in concept, but as noted above it’s crucial to have the right company culture.
My honest perspective is that it’s actually an accounting thing. As mentioned before PTO accrual is a major financial liability for many companies. Even is you cap it, they are big checks to write...
I started this thread and feel bad I have not held up my end. I ended up with a handful of projects that have kept me busy and need to dig into more of these as some are really great subjects.
I did work on a project for a member here, and hopefully he will not mind me posting them up. It was...
I am glad to see so much discussion here. I think first off like many other health issues, mental health is not a one size fits all situation. Causes and symptoms are wide ranging. Due to this treatments cannot be a one size fits all.
The brain (while amazing) is just another organ. Just as...
3rd generation bipolar, social anxiety disorder.
#1 - Get help. Suck it up is not realistic with true mental illness.
#2 - I always tell folks. The best thing I came to learn was not to trust my own mind.
Happy to talk to anyone who is struggling or would like more information.
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Cooler/ice aging is similar to the principal of wet aging in a vac bag.
The first few times it was not intentional, just due to the time I had to cut and wrap everything in the evenings when I was home. It certainly does help.
A few animals I have not let sit on ice long enough, I just thaw...
The 14 has the emergency sat capability, but I do not know of any changes that allow general text communication at this time.
I try not to pack my fears too much but the redundancy of a in-reach and emergency sat capable I-phone was nice in my opinion.
I do like being able to send my wife or...
While this guy is certainly a character, that is a term that has teeth. Unless he has a conviction or something developed regarding his sheep that was not discussed yet, I am not sure we should use that specific term.
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Can I ask where the 1-2.1MM number is from?
As we are looking at the statistical risk of a car accident to miles driven the measurement should be the same for hunter effort.
Also you state crashes, not accidents with injury. I am not sure I would say a “‘mauling” and a non-injury accident are...
Ha, I lost my wedding ring crabbing a few years ago off the coast. I had forgotten about that. The wife took it better than expected.
An Atlas bipod a long while back was a bit of a bummer.
Not expensive, but I go though hats like they are single use. Just pisses me off.
Correct, but the way I shoot a ladder (others may have a different process) the proximity of the two loads have to each other matters. So multiple targets to see where the velocity settles would be challenging and a lot harder that the marker process.
Before I used markers I would use a shoot...
Shoot and see are great, but it’s nice to use one target and shoot 10-15-20 shots moving up in grain weight so you can look for pressure and try to find a sweet spot for me at 300 yards you can pickup some data this way. The marker helps differentiate the loads. Shoot and see only lets you see...
Don’t worry my feelings are intact!
I guess for me, the data is the data…. I am not blaming anything. If I have a 3 MOA group that is fine, I just need to understand what I need to do to shrink the group to a size I find acceptable.
95% of the time it’s the guy in the mirror causing the...