Beendare
"DADDY"
Splitting your money between a S&P index type fund and a world large cap div fund is a good strategy. The S&P index is primed to succeed. Every year they prune the losers and add the gainers- it's rigged for success.Thoughts on these options for 401k? I can do a percentage or all. It goes in order of most to least aggressive View attachment 1052357View attachment 1052358
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I would stay away from;
1) The target funds usually have a portion in Bonds. You want growth and though Bonds do go through periods where they grow- they are historical slow or no growth.
2) Small caps have been historical slow growth. Look at the long term performance, they perennially underperform.
You have a long time frame which spreads your risk out over decades. If you just keep dollar cost averaging into the Growth ETF's.