Taking SS early (62)

Not specifically Social Security, but retirement related. If you pension/company retirement has a lump sum payout option (10-50%) does it ever make sense to take it?

Take a 10% payout and payoff what is left on the house or just take the max monthly benefit?
 
Not specifically Social Security, but retirement related. If you pension/company retirement has a lump sum payout option (10-50%) does it ever make sense to take it?

Take a 10% payout and payoff what is left on the house or just take the max monthly benefit?
Don’t guess. Don’t feel. Answer the questions with math.
 
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