Taking SS early (62)

[North of 60]

Another thing to remember as well is health span and life span can be (and are often) two completely different things...point being what is the goal of having a little more more money in ones 80s (or possibly 90s) if you can't physically enjoy it?

 

[JayRoot]

52 right now. When i(if) hit 62 I'm all in. I'f you do the math, time collecting equals waiting for the " right time " by a minimum amount. Time to me is way more valuable then a few extra dollars that you may not be able to enjoy. Life is to short. I feel I've missed to much already.

 

[Oldrook]

We buried my 68 year old cousin last week. He got about 12 months of retirement before the cancer hit. Retire as early as you can. Nothing is guaranteed in this life except death.

 

[ScottH]

Regardless of when we decide to take SS, thank goodness the WEP and GPO were repealed for those affected by it (me included).

+1

 

[Unknown]

I had a stroke at 61, from afib. I had no idea I had it till the stroke. I got lucky and my speech and muscles are fine, all my issues are neurological. Definitely will shorten my life. Anyway I retired soon after with a pension and started to collect SS at 62. My wife still works and carried the benifits till I turned 65 and went on Medicare. I don’t regret it one bit. I can tell you from experience you never know when life is going to throw you a curve ball. You could be here today and gone tomorrow. I fish and hunt every chance I get.

 

[tracker12]

When I quit working at 64 I started SS. At the time I was being penalized since I was pulling a Federal Government pension. It was a no brainer for me. The benefits to waiting would not kick in till I was 72. The SS fairness act passed last year took away the penalty and I am finally being compensated for the 19 years I paid into SS

 

[North of 60]

For sure, the WEP/GPO repeal is wonderful for those of us affected by it, and it is amazing that it took 40 years to fix it in D.C.