I think a better way to sum it up is your grandchildren will get the Howa and the Ruger might wind up in the trash before then.I think this may be the most accurate description for me as well. I have two of each: 1 each in 7.62x39 (mini with 20” heavyish barrel, Gen 1 Ranch with 16” barrel and 223 Mini 22” sporter and 5.56 Gen 2 Ranch with 16” barrel). I used JB paste on both bolts of the rugers and they are pretty dang slick. They feed well (very well actually) out of DuraMag flushfit mags. Much better than factory for me. The Howa minis have nicer actions that basically smoothed up with just a little use. I did JB the 223 bolt and it certainly helped but I don’t know that it was necessary. The minis are in aftermarket stocks, the 7.62 in a B&C sporter with JO bottom Metal and 223 waiting to be put in a Stockys and factory mags. I was not crazy about loading 223 in JO bottom Metal so am sticking with the crummy factory mags.
With that being said, I find myself shooting the Rugers a lot more than the minis. The mini is more traditional feeling and maybe a little nicer but my Rugers outshoot the minis. I just enjoy the Rugers more for what I use them for even though I like both brands. But for me, and I was pretty anti Ruger American when I first saw them, I prefer the American.
YMMV
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