So for me, it comes down to my own mental peace when I'm in the field and I think that's gonna look different for everyone. When I was a teen, my dad gave me a model 70 30-06. I love that gun and it took my first deer, first elk, and many others. I exclusivity carried it for over 10 years. It got a bit beat up, but I refinished the stock and kept on going. That said, one hunt, we got stuck in a freezing rain storm, we were so cold, we hopped in the truck and drove home (4 hours). When I got home, I had a tiny bit of rust on the barrel and that killed me (admittedly my fault, but we were borderline hypothermic so we weren't thinking about gear at that point)... so I ended up buying stainless/synthetic guns and now those are my primary hunting guns and the 70 is my nice weather/safe gun.
A few years back, I bought a Kimber Montana... money has been a little tight last few years... since having kids lol... and I found that I was always paranoid about the montana in the field... great gun, but the stock felt slightly fragile to me... so I sold it, bought a tikka, had 400 bucks left over for kiddo stuff, and now my wife and I both carry tikkas.
For me, at this phase of life, I try and hit the bell curve of value/quality/durability - for everyone that looks different, but for me, I get the most peace of mind out of hunting with synthetic, stainless guns.