Well as a short update, I was able to talk with a guy at work(but waay different department) and he happens to live just up the street from me. He did solar a year ago and its a dang good system. Very similar in size to mine. He's a numbers nerd because he does lots of reverse engineering and design work. He gave me all his spreadsheets about his system, competitors systems and how his system is actually performing. PLUS he's got a years worth of data from the power company..
At this point its basically a no brainer. I know there is skepticism and I do understand it because like most people here on RS; I don't buy the liberal "go green" agenda. But given our locality laws, regs, and power companies it makes sense to do this even if the panels only last 10 years.. It makes sense