I do the same as above... It's zeroed at 100, but I hike with it dialed up 3 MOA for quick shots out to 300 yds without any adjustments. I will set up with a front and rear rest and dial elevation for longer shots if conditions allow time for that. Hold for wind.
My lightweight scope (LHT 4.5-22x50) has an XLR-2 reticle. It's also MOA because I'm a moron and got an MOA scope while knowing better, so my other newer scope is MIL.
My heavy scope that I got for NRL22 use but will also use for stuff like pronghorn or coues deer is a Razor G3 6-36x56 and it has an EBR-7D. I do love that both scopes have floating center dots, that's an aspect I really like.
Me too, I'm 67.
My dad knew who he was talking to when he taught me about K.I.S.S.
With all that stuff going on in some of these reticles, in the heat of the moment, I might short circuit and shit myself.