As a non resident hunting only Co, I can say that in some aspects of the draw you get 90+ percent of your money back if not applying for points. But can still get a tag over the counter if wanted or not even apply and still get a tag over the counter.
I actually just purchased my first 7-08 for my best girlfriend who happens to be my wife as well. After many whitetail harvests with a 243, she finally decided she was ready for a light step up. Hope it works out for her for my sake.