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  1. P

    10 year home equity loan questions

    You are correct on your numbers. Yes you can build at those numbers. Im doing a crawl space with i joist. Ive looked into 3 bd/2 ba and I see that a lot of places are being sold that are smaller in size. It seems like a lot of never married, divorced, or live-in mates in our area. I had drawings...
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    10 year home equity loan questions

    I agree. Thanks for the advice. I plan to utilize around 80-90k in savings and finance around 100k. I will pay for permit, excavator rental, electrical hookup out of cash. That will get my payments around $1000 +/-. Just need to work on the road for another 10-20 months.
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    10 year home equity loan questions

    I agree. Built other homes/duplex on a cash basis and purchased land, my wife even started a failed business with savings. A lot can change in one or two years
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    10 year home equity loan questions

    This will probably be the direction I end up going, but hopefully only need to borrow 75-100k to finish it. It would be comparable to a new vehicle loan and more money in my pocket. Just need a few more years of money
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    10 year home equity loan questions

    Yes, but that includes utilities. Polson, Montana
  6. P

    10 year home equity loan questions

    Guys I really appreciate the advice. I honestly think I'm going to just save some money in 2025/26 possible take another construction job on the road and save up more before I begin any construction. I just don't feel comfortable with leveraging my primary house.
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    10 year home equity loan questions

    Insaneilupus - This what I been thinking too. I never have had a mortgage since about 39 and only previously had random car loans.But most of equity has been in real estate, and I don't have a lot of other investments, besides one annuity and some metals. My job requires me to travel away from...
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    10 year home equity loan questions

    So once it appraises for 80% of its value I could get a traditional mortgage and pay off the remaining balance on the home equity or HELOC and just gave a conventional fixed mortgage? That would be preferred if possible. I will need to talk to a conventional lender. Thanks for the information
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    10 year home equity loan questions

    I want a fixed rate and plan to set aside around 15% incase I get injured or something bad happens to cover my payment for 18-20 months. Good point on home equity line of credit. I haven't heard of that and will look into it. I tried permitting a multi family on this lot and city would not...
  10. P

    10 year home equity loan questions

    I can't build it 150k but it will be around $220-$250k with the land purchase from 2016, permits, utilities, Geotechnical, and civil survey, so looking at $220-$250 per sq/ft. I've looked into construction loans and they want to charge about 2% over (like 8.7% as of Feb/Mar 24) or require me...
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    10 year home equity loan questions

    Thanks! That makes sense. We were planning to set aside around 18 month of payments to ensure we always had the fun available in case I got injured.
  12. P

    10 year home equity loan questions

    I don't think so, it would be more like a construction loan then. The land is only worth around 80-90k.
  13. P

    10 year home equity loan questions

    We are considering taking out a $150k home equity loan against our primary residence to construct a second home for rent or sale profit. Looking at the 10 year fixed we would around 6.5 % interest and our monthly payment would be $1830 +/_. We own the land that we purchased in 2016, I've paid...
  14. P

    Hoof boots

    Many thanks
  15. P

    Hoof boots

    Yes, please let me know. Did she shoe the rear feet?
  16. P

    Hoof boots

    Thanks everyone for the information. I might try one set of boots and see how they hold up.
  17. P

    Hoof boots

    Thanks, not looking at saving money but shoes just seem to fit one purpose and can be dangerous in icy/muddy conditions, river beds. Looking for something that is multi functional. Ive read about endurance riders using hoof boots?
  18. P

    2025 MT Crazies Elk/Deer

    The pressure over the last 15-20 years (especially since 2020) is nuts. There is still a ton of elk in the Crazies and LB
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    2025 MT Crazies Elk/Deer

    Forest lake?
  20. P

    Hoof boots

    Any of your horse riders use hoof boots on your horses for trail riding or packing? Trying to find a more versatile less expensive option than shoeing. I've read on here that there was a backcountry outfitter in BC than only used hoof boots. Looking at brands such as Scoot boots. Wanting...

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