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    Investment fund for the grandkids???

    Use Vanguard ETF’s (Vanguard usually has lowest fees) Spilt between S&P 500 and Tech. Something like VOO and VGT Just a general idea but where I’d start.
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    Milton

    It passed to the north of me. Some tornados around my place but no damage to my house. Crazy how many tornados popped but it happen’s. Got real lucky it weakened to a cat 3. Still no joke but could’ve been lot worse for folks in Tampa.
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    How bad do you think its going to get?

    Up until a few years ago US was at war for close to 20 years. Are things really worse for the US?
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    Family Vacation Ideas with Fishing

    Jacksonville, inshore is on fire. Big reds, flounder, trout. Offshore or drive-on beach fishing. Lots of option’s.
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    Podcasts, why do you listen

    I can read on a subject for hours. Podcasts just don’t hold my interest, I’ve tried but just tune out. Not sure why. So I turn on music.
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    Stock/bond allocation

    Not sure what you mean by lessons of 2008. But that was a self induced housing crisis. It created a buying opportunity for stock. When I started investing over 30 years ago I followed Swenson model. Then watched as Treasuries and international investment did nothing. Thankfully I got out of...
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    Stock/bond allocation

    Don’t know where you got the article but clearly it is wrong. Vanguard 500 Index Fund (VFINX), while not exclusively focused on technology, has a solid track record. Over the past 20 years, its average annual return, including dividends, has been approximately 12.7% Fidelity 500 Index Fund...
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    Stock/bond allocation

    A Some random paragraph that has no actual data? Show me actual metrics. You can’t. Because they don’t exist. You stick with your supposed 8% (don’t think you’ll make 8%) I’ll make money. The Vanguard Information Technology Index Fund ETF (VGT) has delivered impressive returns since its...
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    Stock/bond allocation

    From investments or people keep throwing money at them? Think it’d be the latter. In the words of Warren Buffett “There has been no greater creator of wealth than the US economy”.
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    Stock/bond allocation

    Do what you want with your money but show me when in investment history that idea has panned out.
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    Stock/bond allocation

    Always get this too, you need X amount in international investments. Why? Apple, Amazon and Microsoft are International. I’m in Tech, S&P 500, Dividend ETF and will remain so in retirement. Handle full of stocks all with high yield dividends for retirement.
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    New home build

    Walk in showers, without doors. Feels luxurious
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    iMessage Satellite coming this fall

    For anyone in southeast that’s used DirectTV not sure this will work all that well. But maybe they’ve resolved reception issues during heavy storms.
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    iMessage Satellite coming this fall

    from Macrumors Apple has said it eventually plans to charge for satellite services, but no pricing has been unveiled. The iPhone 15 models also came with two free years of satellite access.
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    Nissan Xterra

    Had ‘06 for about 8 years never had any problems. Only thing I didn’t like is the ride. It’d bottom out quickly. Especially if you had more than 3 people. If you hit a pothole slam pretty hard. But never had any mechanical issues. Also on first start up there was a tick, tick or pinging until...
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    Tips and tricks for burning a stump needed

    Rent a Stump grinder
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    Anyone rent vehicles on hunting trips?

    Rented a truck on last western 2 trips, well worth it. Was worried first time as I went pretty deep in Black Hills. SUV was trashed. Before I returned it I washed it, waste of time. No one cared, parked in an assigned parking. Dropped vehicle never heard a thing. As some mentioned rental...
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    Have you moved out of state?

    Grew up in PA. Served in the Navy for a hitch, FL, IL, CA and Guam. Went back to PA college then work but job took me to South FL best move ever. But with state getting full and heat getting worse need to move north. Could be north FL or Carolina’s. We’ll see, got few years to decide. Worse...
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    Quepos Costa Rica Fishing

    Was there January 2023. 4 days offshore one day in shore. If I had to do it over would not waste my time inshore, caught 4 marlin, 13 sails. Mahi where a nuisance catch. Got in the way of catching Bill fish. Saw huge schools of Dolphin (mammal), Manta Rays 14+ sail fish just swimming around...
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    polarized sunglasses

    On the water a lot so good eye ware is important. Costa has been the standard forever in south Florida. But since the sale more people are going to Maui Jim’s. Don’t stand by the warranty like they once did. Currently have Revo’s, won’t buy them again because of the fit. They’re light and...

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