Never tried the FL but I only have the Black Ovis boxers now. I like them. The last ones I ordered were more comfortable than the previous ones, more room, not as tight in the thigh. They must have changed the design.
I saw rates under 7 online but you are probably correct. I guess there will be fees as well. So you would probably pay the same or maybe save a few grand at most. You would just get to go a couple years earlier and if health or age was a concern that may be a big benefit. Still doesn't look like...
If you borrowed $50K today on a 10 year term at 6% and made a $1000 a month payment you would have it paid off in about 5 years. You will have paid about $57k for the hunt. So, you can book and pay for the hunt now with borrowed money and pay $57K or save up and pay $65K. Not sure that borrowing...
I don't know what you are hoping to hear that hasn't already been posted on the 1000 other pack threads. People are different and like different packs for different reasons. I think every company has a return policy so buy a few and try them.
If someone offered me 25k and said I could keep it or spend it on a trip with my dad it wouldn't take me a nanosecond to decide that I'm taking my pops hunting.
We moved into our home about 7 years ago and got LG appliances. Last year the stove and fridge died. It was actually the 3rd time the stove broke but I fixed it the first 2 times. Unfortunately, we got the LG black stainless so we had to get new LGs to match. So my tip is don't buy a fancy brand...